VA Loans

Are you a veteran or military service member, or the surviving spouse of a veteran? If so, you may qualify for a VA loan. A VA loan is a mortgage which is backed by the Department of Veterans Affairs. Since the program was initiated in 1944, the VA has helped millions of qualifying applicants to turn their housing dreams into realities.

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VA Loan Benefits

It is hard to beat the advantages which come with a VA loan. If you are eligible, here is what you can look forward to.

Zero down payment.

Affordable interest rates.

No requirement for private mortgage insurance (PMI).

Easier credit qualification.

The funding fee may be waived for disabled homebuyers.

VA loans can be used to purchase or refinance to lower the payment/term, or pay off debt.

Eligibility for VA Loans in Florida

If any of the following describe you, you may qualify for a Florida VA loan:

Veteran

Active-duty military

Reserve or National Guard

Surviving spouse

There are detailed guidelines for determining whether you are eligible for a VA loan based on the era when you served. In most cases, however, 90 days is the required service term.

Do You Qualify? Find Out How

Far too many homebuyers in Florida are either not aware of the existence of the VA loan program, or do not realize that they may qualify. If you are eligible and do not take the opportunity to find out, you may be missing out on great cost savings and convenience.

At Premier Lending Corp, we have worked with many veterans, active duty service members, and surviving spouses. We can help you understand the eligibility requirements and whether you meet them. If you do not meet them now, but may in the future, we can help you to establish when you might be eligible for a VA loan.

If you do qualify, we can assist you through the entire application process so that you can move into a home quickly and affordably. If you are not eligible, there are a number of other loan programs which can help you obtain an affordable mortgage. Please call us today at 954-840-8811 to complete your pre-approved.

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