Hard Money Loans

There are any number of reasons why a borrower may not qualify for a traditional loan. If you have been turned down for traditional financing, Premier Lending Corp can help. Our hard money loans feature easy qualification and a streamlined approval process.

What Are Hard Money Loans?

Hard money loans, also known as non-prime loans, are a lending product aimed at customers who do not qualify for traditional lending. Customers who apply for hard money loans carry a higher perceived risk level.

To offset that risk, hard money loans are secured by collateral, and may include higher interest rates than traditional loans along with higher down payment requirements.

Why Choose a Hard Money Loan?

Hard money loans are an excellent option for borrowers whose credit scores or credit profiles disqualify them from traditional financing.

You may also want to consider a hard money loan for reasons unrelated to your credit score. Because approval requirements are less strict for this type of financing, the entire process is often faster. For short-term financing, this can be a big plus. So even if you qualify for traditional lending, you may prefer a hard money loan instead.

Who Should Apply for South Florida Hard Money Loans?

A hard money loan may be right for you if any of the following apply:

You do not qualify for traditional lending because of your credit score.

You cannot claim income for your business and need to obtain a commercial loan.

You want to fix-and-flip real estate and need a short-term loan in order to do it.

You need short-term financing to help you clear your debts.

In many situations, a hard money loan may be all you need to achieve your goals. In other cases, you may start out with a hard money loan, and later decide to refinance to a traditional loan once you qualify. That is something we can talk about during your consultation. Either way, we will strive to help you fulfill your needs now and in the future.

Apply for a Hard Money Loan and Get the Financing You Need Today

Are you ready to get the loan you need now to meet your short- or long-term financing objectives? Premier Lending Corp offers competitive interest rates and terms on hard money loans. Please give us a call today at 954-840-8811 to schedule a consultation.

See What Our Clients Are Saying About Us!

Top rated
Premier Lending Corp5.0
Based on 695 reviews
Anthony R.
8 hours ago
I had the pleasure of working with Brian Pennington for my first time home buying purchase. From the moment I put in the inquiry online to now (few days after closing) Brian has been there every step of the way. He was always reachable and responsive, very detail oriented with his information and always followed up calls with an email going over what we spoke about so I was always informed making decisions. Buying a home for the first time was a new experience for me but Brian and the realtor he recommended (Lindsay) made the process extremely smooth. They looked over the home inspections and gave their opinions making me feel extremely comfortable and confident in my purchase. They also helped with making sure I was clear to close (in about a 10 days) after the offer was accepted. I can’t say enough good things. 10/10 experience, would absolutely recommend.
Larry C.
2 days ago
Jordan was professional and courteous. Got me exactly the loan I needed and made it so easy Highly recommend Jordan. Thank you again
Stacy B.
2 weeks ago
We worked with Alexis on the closing of our home - SHE WAS WONDERFUL!!!
Carolina L.
2 weeks ago
Erika and her team are just amazing! We were looking for someone that makes a loan very fast and she did! She is always on top of all the details, I really recommend them.
Dana F.
2 weeks ago
Alex was so incredibly helpful with the purchase of our condo. Great communication and always responsive to my calls/texts. Highly recommend Alex and Premier Lending!
Kiet H.
3 weeks ago
Thomas, the lender help me through the process and with any questions helps me alot. Thanks! Highly recommend to all.
Steffany F.
4 weeks ago
I cannot recommend the Premier Lending Corp team highly enough! From start to finish, the entire experience was exceptional. The team was professional, knowledgeable, responsive, and genuinely committed to making the mortgage process as smooth and stress-free as possible. Their communication, attention to detail, and willingness to go above and beyond truly set them apart. They made sure everything was explained clearly, answered every question, and gave me confidence throughout the entire process. It is clear that they genuinely care about their clients and take pride in what they do.
Jermine A.
1 month ago
It’s always great working with a company that delivers. The customer service is always to tier and the speed they deliver has been unmatched. Our client was approved and clear to close in 7 days! Great job team and truly a pleasure. Alex and his team are the best!
Edna P.
1 month ago
Thank you Erika for help me with my new house you was very kind and helpful and very patience with me.ty
Samarra L.
1 month ago
Erica was great to work with! She kept me informed throughout the entire process. Great lender!
Kerlin S.
1 month ago
it was a great experience working with Premier Lending. Nurys sis amazing and very professional. Looking forward to working together more with her. Thank you so much Nurys
Aaron W.
1 month ago
I had a great experience working with Alex and the team at Premier Lending. Alex listened carefully to my needs and worked hard to find a loan that was the right fit for me. Throughout the process, the team was supportive, responsive, and made sure I understood everything that was required. I have already recommended Premier Lending to a coworker and would gladly recommend them to others. I trust this team and appreciate everything they did to make the loan process smooth and stress-free
Stacey L.
1 month ago
Alexis held my hand through the whole experience and made it painless as possible. As a first time buyer that was so important to me. Alexis is amazing and I highly recommend premier lending!
Photo from customer review
marilyn G.
1 month ago
Easy and smooth transaction resulted in a successful closing. Thank you
Damaris C.
1 month ago
Megan R.
1 month ago
As a real estate professional, l always appreciate working with lenders who communicate well and stay on top of things. Working with Alexander and his team was a great experience.
Lisa A.
1 month ago
I had a wonderful experience with Premier Lending! Juan is amazing - he is extremely thorough and knowledgeable, which made the entire process very easy. I highly recommend him and the team!
Wendy L.
2 months ago
Erika was absolutely amazing throughout our entire home-buying process! She worked incredibly hard to help us get approved and reach the closing table, even when unexpected challenges came up. She was always patient, knowledgeable, responsive, and willing to explain everything clearly. There were moments when I honestly thought purchasing our home might not happen, but Erika never gave up on us. She continued looking for solutions and did everything possible to make it work. Thanks to her dedication, we are now homeowners! My family and I are beyond grateful for everything she did for us. This was such an important moment in our lives, and Erika played a huge part in making it happen. I highly recommend her to anyone looking for a lender who truly cares about her clients and will work tirelessly for them. Thank you so much, Erika—you are truly the best!
AJ
2 months ago
We had such a great experience working with Nurys! She was incredibly quick to respond, communicated so well, and stayed on top of everything throughout the entire mortgage process. She made what is normally a stressful process feel smooth and manageable. Any time we had a question or felt unsure about something, she was always there to explain it and reassure us. She was very informative without ever making us feel overwhelmed, and she was genuinely just so nice and easy to talk to. We really appreciated how involved and on top of everything she was from beginning to end. We are so thankful for all of her hard work and for helping make our home-buying experience such a positive one. We would absolutely recommend Nurys to anyone looking for a mortgage professional!
W P.
2 months ago
My wife and I worked with Jordan at Premier Lending Corp to obtain a loan for a new home purchase. Jordan and his team were the ultimate professionals throughout the journey. Jordan was very proactive and responded almost immediately to any questions or concerns that popped up along the way. I will definitely look to use Premier Lending for any future lending needs.
Ryan A.
2 months ago
Jordan Nicolosi was incredible. My client had a clear to close in 9 days on a condo. Easily reachable and professional on every level. I will certainly do business with him again.
Mauricio
2 months ago
had an outstanding experience with this team. They- They put together a truly smart financial strategy, to help me secure my mortgage under great conditions. And what impressed me the most is that even after closing, they continue to provide support whenever I need anything related to the house. That ongoing support has made all the difference for me. I highly recommend them.
Amy K.
3 months ago
Alexis is absolutely amazing to work with! As a realtor, having a lender who is responsive, knowledgeable, and genuinely cares about getting the deal done makes all the difference. She is always available to answer questions, keeps everyone updated throughout the process, and goes above and beyond for her clients. I always feel confident referring my clients to her because I know they’re going to be taken care of. Highly recommend Alexis!
Abu A.
3 months ago
I purchased my first home through Premier Lending Corp and worked very closely with Alexis & Freddy. Freddy was very patient with me throughout the process and answered every question I had at any time, evenings, weekends. He found the best options for me at every turn and even when we hit a snag toward the end with the appraiser and the bank, he went above and beyond to try and resolve it for us to get the ball moving. I was definitely super satisfied with Premier Lending Corp and working with Freddy & Alexis. I highly recommend them to anyone who is looking to purchase a home. They are the best.
Samuel B.
4 months ago
We were fortunate to work with Jordan Nicolosi for applying for mortgage to buy a home in Florida. We started working with him since the end of 2025 to just get prequalified for the mortgage. Jordan was very supportive and helpful in each step from starting to the end. The communication in each step was very clear and if we did not understand he would explain until we got it. I can’t tell how many times we texted and asked him so many question and he was always ready to explain. We felt very confident under his guidance and how he walked us through step by step. After closing on our house we look back and say this could have been a difficult and stressful process if it wasn’t for all the help we received from Jordan Nicolosi. Jordan and his team are shining stars. They are awesome👍 Thank you Jordan we sure do appreciate ever you did for us and made our journey uneventful! Sam and Jyoti Bishir
Anthony R.
8 hours ago
I had the pleasure of working with Brian Pennington for my first time home buying purchase. From the moment I put in the inquiry online to now (few days after closing) Brian has been there every step of the way. He was always reachable and responsive, very detail oriented with his information and always followed up calls with an email going over what we spoke about so I was always informed making decisions. Buying a home for the first time was a new experience for me but Brian and the realtor he recommended (Lindsay) made the process extremely smooth. They looked over the home inspections and gave their opinions making me feel extremely comfortable and confident in my purchase. They also helped with making sure I was clear to close (in about a 10 days) after the offer was accepted. I can’t say enough good things. 10/10 experience, would absolutely recommend.
Larry C.
2 days ago
Jordan was professional and courteous. Got me exactly the loan I needed and made it so easy Highly recommend Jordan. Thank you again
Stacy B.
2 weeks ago
We worked with Alexis on the closing of our home - SHE WAS WONDERFUL!!!
Carolina L.
2 weeks ago
Erika and her team are just amazing! We were looking for someone that makes a loan very fast and she did! She is always on top of all the details, I really recommend them.
Dana F.
2 weeks ago
Alex was so incredibly helpful with the purchase of our condo. Great communication and always responsive to my calls/texts. Highly recommend Alex and Premier Lending!
Kiet H.
3 weeks ago
Thomas, the lender help me through the process and with any questions helps me alot. Thanks! Highly recommend to all.
Steffany F.
4 weeks ago
I cannot recommend the Premier Lending Corp team highly enough! From start to finish, the entire experience was exceptional. The team was professional, knowledgeable, responsive, and genuinely committed to making the mortgage process as smooth and stress-free as possible. Their communication, attention to detail, and willingness to go above and beyond truly set them apart. They made sure everything was explained clearly, answered every question, and gave me confidence throughout the entire process. It is clear that they genuinely care about their clients and take pride in what they do.
Jermine A.
1 month ago
It’s always great working with a company that delivers. The customer service is always to tier and the speed they deliver has been unmatched. Our client was approved and clear to close in 7 days! Great job team and truly a pleasure. Alex and his team are the best!
Edna P.
1 month ago
Thank you Erika for help me with my new house you was very kind and helpful and very patience with me.ty
Samarra L.
1 month ago
Erica was great to work with! She kept me informed throughout the entire process. Great lender!
Kerlin S.
1 month ago
it was a great experience working with Premier Lending. Nurys sis amazing and very professional. Looking forward to working together more with her. Thank you so much Nurys
Aaron W.
1 month ago
I had a great experience working with Alex and the team at Premier Lending. Alex listened carefully to my needs and worked hard to find a loan that was the right fit for me. Throughout the process, the team was supportive, responsive, and made sure I understood everything that was required. I have already recommended Premier Lending to a coworker and would gladly recommend them to others. I trust this team and appreciate everything they did to make the loan process smooth and stress-free
Stacey L.
1 month ago
Alexis held my hand through the whole experience and made it painless as possible. As a first time buyer that was so important to me. Alexis is amazing and I highly recommend premier lending!
Photo from customer review
marilyn G.
1 month ago
Easy and smooth transaction resulted in a successful closing. Thank you
Damaris C.
1 month ago
Megan R.
1 month ago
As a real estate professional, l always appreciate working with lenders who communicate well and stay on top of things. Working with Alexander and his team was a great experience.
Lisa A.
1 month ago
I had a wonderful experience with Premier Lending! Juan is amazing - he is extremely thorough and knowledgeable, which made the entire process very easy. I highly recommend him and the team!
Wendy L.
2 months ago
Erika was absolutely amazing throughout our entire home-buying process! She worked incredibly hard to help us get approved and reach the closing table, even when unexpected challenges came up. She was always patient, knowledgeable, responsive, and willing to explain everything clearly. There were moments when I honestly thought purchasing our home might not happen, but Erika never gave up on us. She continued looking for solutions and did everything possible to make it work. Thanks to her dedication, we are now homeowners! My family and I are beyond grateful for everything she did for us. This was such an important moment in our lives, and Erika played a huge part in making it happen. I highly recommend her to anyone looking for a lender who truly cares about her clients and will work tirelessly for them. Thank you so much, Erika—you are truly the best!
AJ
2 months ago
We had such a great experience working with Nurys! She was incredibly quick to respond, communicated so well, and stayed on top of everything throughout the entire mortgage process. She made what is normally a stressful process feel smooth and manageable. Any time we had a question or felt unsure about something, she was always there to explain it and reassure us. She was very informative without ever making us feel overwhelmed, and she was genuinely just so nice and easy to talk to. We really appreciated how involved and on top of everything she was from beginning to end. We are so thankful for all of her hard work and for helping make our home-buying experience such a positive one. We would absolutely recommend Nurys to anyone looking for a mortgage professional!
W P.
2 months ago
My wife and I worked with Jordan at Premier Lending Corp to obtain a loan for a new home purchase. Jordan and his team were the ultimate professionals throughout the journey. Jordan was very proactive and responded almost immediately to any questions or concerns that popped up along the way. I will definitely look to use Premier Lending for any future lending needs.
Ryan A.
2 months ago
Jordan Nicolosi was incredible. My client had a clear to close in 9 days on a condo. Easily reachable and professional on every level. I will certainly do business with him again.
Mauricio
2 months ago
had an outstanding experience with this team. They- They put together a truly smart financial strategy, to help me secure my mortgage under great conditions. And what impressed me the most is that even after closing, they continue to provide support whenever I need anything related to the house. That ongoing support has made all the difference for me. I highly recommend them.
Amy K.
3 months ago
Alexis is absolutely amazing to work with! As a realtor, having a lender who is responsive, knowledgeable, and genuinely cares about getting the deal done makes all the difference. She is always available to answer questions, keeps everyone updated throughout the process, and goes above and beyond for her clients. I always feel confident referring my clients to her because I know they’re going to be taken care of. Highly recommend Alexis!
Abu A.
3 months ago
I purchased my first home through Premier Lending Corp and worked very closely with Alexis & Freddy. Freddy was very patient with me throughout the process and answered every question I had at any time, evenings, weekends. He found the best options for me at every turn and even when we hit a snag toward the end with the appraiser and the bank, he went above and beyond to try and resolve it for us to get the ball moving. I was definitely super satisfied with Premier Lending Corp and working with Freddy & Alexis. I highly recommend them to anyone who is looking to purchase a home. They are the best.
Samuel B.
4 months ago
We were fortunate to work with Jordan Nicolosi for applying for mortgage to buy a home in Florida. We started working with him since the end of 2025 to just get prequalified for the mortgage. Jordan was very supportive and helpful in each step from starting to the end. The communication in each step was very clear and if we did not understand he would explain until we got it. I can’t tell how many times we texted and asked him so many question and he was always ready to explain. We felt very confident under his guidance and how he walked us through step by step. After closing on our house we look back and say this could have been a difficult and stressful process if it wasn’t for all the help we received from Jordan Nicolosi. Jordan and his team are shining stars. They are awesome👍 Thank you Jordan we sure do appreciate ever you did for us and made our journey uneventful! Sam and Jyoti Bishir
Anthony R.
8 hours ago
I had the pleasure of working with Brian Pennington for my first time home buying purchase. From the moment I put in the inquiry online to now (few days after closing) Brian has been there every step of the way. He was always reachable and responsive, very detail oriented with his information and always followed up calls with an email going over what we spoke about so I was always informed making decisions. Buying a home for the first time was a new experience for me but Brian and the realtor he recommended (Lindsay) made the process extremely smooth. They looked over the home inspections and gave their opinions making me feel extremely comfortable and confident in my purchase. They also helped with making sure I was clear to close (in about a 10 days) after the offer was accepted. I can’t say enough good things. 10/10 experience, would absolutely recommend.
Larry C.
2 days ago
Jordan was professional and courteous. Got me exactly the loan I needed and made it so easy Highly recommend Jordan. Thank you again
Stacy B.
2 weeks ago
We worked with Alexis on the closing of our home - SHE WAS WONDERFUL!!!
Carolina L.
2 weeks ago
Erika and her team are just amazing! We were looking for someone that makes a loan very fast and she did! She is always on top of all the details, I really recommend them.
Dana F.
2 weeks ago
Alex was so incredibly helpful with the purchase of our condo. Great communication and always responsive to my calls/texts. Highly recommend Alex and Premier Lending!
Kiet H.
3 weeks ago
Thomas, the lender help me through the process and with any questions helps me alot. Thanks! Highly recommend to all.
Steffany F.
4 weeks ago
I cannot recommend the Premier Lending Corp team highly enough! From start to finish, the entire experience was exceptional. The team was professional, knowledgeable, responsive, and genuinely committed to making the mortgage process as smooth and stress-free as possible. Their communication, attention to detail, and willingness to go above and beyond truly set them apart. They made sure everything was explained clearly, answered every question, and gave me confidence throughout the entire process. It is clear that they genuinely care about their clients and take pride in what they do.
Jermine A.
1 month ago
It’s always great working with a company that delivers. The customer service is always to tier and the speed they deliver has been unmatched. Our client was approved and clear to close in 7 days! Great job team and truly a pleasure. Alex and his team are the best!
Edna P.
1 month ago
Thank you Erika for help me with my new house you was very kind and helpful and very patience with me.ty
Samarra L.
1 month ago
Erica was great to work with! She kept me informed throughout the entire process. Great lender!
Kerlin S.
1 month ago
it was a great experience working with Premier Lending. Nurys sis amazing and very professional. Looking forward to working together more with her. Thank you so much Nurys
Aaron W.
1 month ago
I had a great experience working with Alex and the team at Premier Lending. Alex listened carefully to my needs and worked hard to find a loan that was the right fit for me. Throughout the process, the team was supportive, responsive, and made sure I understood everything that was required. I have already recommended Premier Lending to a coworker and would gladly recommend them to others. I trust this team and appreciate everything they did to make the loan process smooth and stress-free
Stacey L.
1 month ago
Alexis held my hand through the whole experience and made it painless as possible. As a first time buyer that was so important to me. Alexis is amazing and I highly recommend premier lending!
Photo from customer review
marilyn G.
1 month ago
Easy and smooth transaction resulted in a successful closing. Thank you
Damaris C.
1 month ago
Megan R.
1 month ago
As a real estate professional, l always appreciate working with lenders who communicate well and stay on top of things. Working with Alexander and his team was a great experience.
Lisa A.
1 month ago
I had a wonderful experience with Premier Lending! Juan is amazing - he is extremely thorough and knowledgeable, which made the entire process very easy. I highly recommend him and the team!
Wendy L.
2 months ago
Erika was absolutely amazing throughout our entire home-buying process! She worked incredibly hard to help us get approved and reach the closing table, even when unexpected challenges came up. She was always patient, knowledgeable, responsive, and willing to explain everything clearly. There were moments when I honestly thought purchasing our home might not happen, but Erika never gave up on us. She continued looking for solutions and did everything possible to make it work. Thanks to her dedication, we are now homeowners! My family and I are beyond grateful for everything she did for us. This was such an important moment in our lives, and Erika played a huge part in making it happen. I highly recommend her to anyone looking for a lender who truly cares about her clients and will work tirelessly for them. Thank you so much, Erika—you are truly the best!
AJ
2 months ago
We had such a great experience working with Nurys! She was incredibly quick to respond, communicated so well, and stayed on top of everything throughout the entire mortgage process. She made what is normally a stressful process feel smooth and manageable. Any time we had a question or felt unsure about something, she was always there to explain it and reassure us. She was very informative without ever making us feel overwhelmed, and she was genuinely just so nice and easy to talk to. We really appreciated how involved and on top of everything she was from beginning to end. We are so thankful for all of her hard work and for helping make our home-buying experience such a positive one. We would absolutely recommend Nurys to anyone looking for a mortgage professional!
W P.
2 months ago
My wife and I worked with Jordan at Premier Lending Corp to obtain a loan for a new home purchase. Jordan and his team were the ultimate professionals throughout the journey. Jordan was very proactive and responded almost immediately to any questions or concerns that popped up along the way. I will definitely look to use Premier Lending for any future lending needs.
Ryan A.
2 months ago
Jordan Nicolosi was incredible. My client had a clear to close in 9 days on a condo. Easily reachable and professional on every level. I will certainly do business with him again.
Mauricio
2 months ago
had an outstanding experience with this team. They- They put together a truly smart financial strategy, to help me secure my mortgage under great conditions. And what impressed me the most is that even after closing, they continue to provide support whenever I need anything related to the house. That ongoing support has made all the difference for me. I highly recommend them.
Amy K.
3 months ago
Alexis is absolutely amazing to work with! As a realtor, having a lender who is responsive, knowledgeable, and genuinely cares about getting the deal done makes all the difference. She is always available to answer questions, keeps everyone updated throughout the process, and goes above and beyond for her clients. I always feel confident referring my clients to her because I know they’re going to be taken care of. Highly recommend Alexis!
Abu A.
3 months ago
I purchased my first home through Premier Lending Corp and worked very closely with Alexis & Freddy. Freddy was very patient with me throughout the process and answered every question I had at any time, evenings, weekends. He found the best options for me at every turn and even when we hit a snag toward the end with the appraiser and the bank, he went above and beyond to try and resolve it for us to get the ball moving. I was definitely super satisfied with Premier Lending Corp and working with Freddy & Alexis. I highly recommend them to anyone who is looking to purchase a home. They are the best.
Samuel B.
4 months ago
We were fortunate to work with Jordan Nicolosi for applying for mortgage to buy a home in Florida. We started working with him since the end of 2025 to just get prequalified for the mortgage. Jordan was very supportive and helpful in each step from starting to the end. The communication in each step was very clear and if we did not understand he would explain until we got it. I can’t tell how many times we texted and asked him so many question and he was always ready to explain. We felt very confident under his guidance and how he walked us through step by step. After closing on our house we look back and say this could have been a difficult and stressful process if it wasn’t for all the help we received from Jordan Nicolosi. Jordan and his team are shining stars. They are awesome👍 Thank you Jordan we sure do appreciate ever you did for us and made our journey uneventful! Sam and Jyoti Bishir