Hard Money Loans

There are any number of reasons why a borrower may not qualify for a traditional loan. If you have been turned down for traditional financing, Premier Lending Corp can help. Our hard money loans feature easy qualification and a streamlined approval process.

What Are Hard Money Loans?

Hard money loans, also known as non-prime loans, are a lending product aimed at customers who do not qualify for traditional lending. Customers who apply for hard money loans carry a higher perceived risk level.

To offset that risk, hard money loans are secured by collateral, and may include higher interest rates than traditional loans along with higher down payment requirements.

Why Choose a Hard Money Loan?

Hard money loans are an excellent option for borrowers whose credit scores or credit profiles disqualify them from traditional financing.

You may also want to consider a hard money loan for reasons unrelated to your credit score. Because approval requirements are less strict for this type of financing, the entire process is often faster. For short-term financing, this can be a big plus. So even if you qualify for traditional lending, you may prefer a hard money loan instead.

Who Should Apply for South Florida Hard Money Loans?

A hard money loan may be right for you if any of the following apply:

You do not qualify for traditional lending because of your credit score.

You cannot claim income for your business and need to obtain a commercial loan.

You want to fix-and-flip real estate and need a short-term loan in order to do it.

You need short-term financing to help you clear your debts.

In many situations, a hard money loan may be all you need to achieve your goals. In other cases, you may start out with a hard money loan, and later decide to refinance to a traditional loan once you qualify. That is something we can talk about during your consultation. Either way, we will strive to help you fulfill your needs now and in the future.

Apply for a Hard Money Loan and Get the Financing You Need Today

Are you ready to get the loan you need now to meet your short- or long-term financing objectives? Premier Lending Corp offers competitive interest rates and terms on hard money loans. Please give us a call today at 954-840-8811 to schedule a consultation.

See What Our Clients Are Saying About Us!

Richard Walde
Richard Walde
21:28 24 May 22
My wife and I couldn't be happier with the experience we had with Jordan Nicolosi at Premier Lending Corp! He assisted us with the purchase of our first home and his expertise made for an extra smooth process. We highly recommend him for all your lending needs!
Meredith Acierno
Meredith Acierno
15:40 18 May 22
We recently worked with Jordan on the purchase of our new home. From day 1, Jordan made himself available any time we needed him, fielded my endless questions and help to reassure us that we would get the deal done. He was a pleasure to work with!
William Sprengel
William Sprengel
17:20 03 May 22
My dealings with Premier Lending (thru Justin Rode) were extremely positive. Justin's expertise and insight were on display throughout the process, and he kept me well informed and thoroughly explained the details of the process.I highly recommend Premier Lending and Justin Rode for your banking needs.
Pete Negron
Pete Negron
10:43 03 May 22
Yordi Muñoz
Yordi Muñoz
17:40 02 May 22
Big thanks to Casey and the team. I like that you were direct and always giving me your honest opinion when I asked for it.Again thank you so much for everything and I hope this is the first of many more.
Julio Loureiro
Julio Loureiro
02:46 14 Apr 22
Was a pleasure to work this process with Jordan Nicolosi.Very clear on all information, professional and quick responses. All paperwork was a smooth sailing with Premier lending corporation.
Jamal Stephen
Jamal Stephen
15:46 09 Apr 22
I recently purchased my first home through Premier Lending Corp and had the pleasure of working with Jordan Nicolosi. He was truly amazing! Very professional, knowledgeable, and always available 24/7. He made the process smooth and painless, getting me in at a greatness rate as well. I highly recommend Jordan and Premier Lending Corp when it comes to all your house financing needs.
Sandra Bruno
Sandra Bruno
00:28 01 Apr 22
Awesome customer service, Casey kept me informed all the way to closing. I am a travel nurse and he made it happen. Thanks Casey and team for your professionalism.
Erik Boyd
Erik Boyd
16:35 31 Mar 22
We worked with Casey when purchasing our new home. He was very professional and knowledgeable but also down to Earth and approachable. If he didn't know the answer to our question, he would say so, then find the answer and call us back immediately. 10/10 I would definitely work with Casey and Premier Lending again.
sandy ball
sandy ball
17:04 25 Mar 22
Ben Pflum
Ben Pflum
15:23 22 Mar 22
George De Angelo
George De Angelo
20:53 20 Mar 22
I had the privilege to work with Jordan on my refinance. Jordan was very professional, knowledgeable, and kept my best interest in mind with getting me the best rate and money back on closing. Jordan was available 24/7 with any questions and broke everything down in the way anyone can understand. I highly recommend using Jordan for your refi needs!
Annelle Ripple
Annelle Ripple
20:12 20 Mar 22
Alexis has been such an integral part of my business when it comes to helping clients fulfill their dreams of purchasing a home! Her consistency, communication and compassion throughout the transaction perfectly align with the way I conduct business and how I expect my clients to be treated. Every time we work together I know we’ll be crossing that finish line!!
Jackson Guerrera
Jackson Guerrera
15:52 16 Mar 22
Shopped around but met with Chris Freitas with Premier Lending Group. Immediately I was impressed with his knowledge and his professionalism ! Without question we used him to assist in getting us the best rate and mortgage we could ask for. BTW he calls you back when you have a question! Thanks Chris. Customers for Life.
Thomas Mull
Thomas Mull
15:43 16 Mar 22
Refinancing my home was made simple by Chris. He got me approved with a great rate the very next day.
Tom Daly
Tom Daly
15:16 16 Mar 22
I have had the pleasure of working with Alexis multiple times. As a realtor I have had deals fall apart because of bad loan originators. This was not the case with Alexis. She was on top of the details from start to finish. Highly recommend.
Thomas Daly
Thomas Daly
15:14 16 Mar 22
Working with Alexis and PLC was a pleasure every single time. Looking to working together again.
Ines Leon
Ines Leon
15:03 16 Mar 22
I've had several closings with Alexis Vanlandingham from Premier Lending Corp., and they were the smoothest, quickest closings I've ever had. I would gladly recommend any potential buyers to work with her and Premier Lending as she is extremely knowledgeable and very diligent!
Jim Brito
Jim Brito
00:00 16 Mar 22
David and Michael were awesome. David Civita kept me informed throughout and made the whole process very simple. Michael Savitt also kept me up to date on all the documentation that I needed to provide. The whole team was great and they made me feel like I was their only customer. I've heard nothing but positive feedback from other former clients too. I highly recommend.
Natalie Mor
Natalie Mor
22:00 15 Mar 22
Alexis did an amazing job ! I highly recommend her to all my friends and family .
Sara Endorf
Sara Endorf
20:16 15 Mar 22
I'm a Realtor in the Broward area and have worked with Alexis Vanlandingham, at Premier Lending, on multiple (& successful) transactions. I'm not exaggerating when I say she is on top of EVERYTHING when it comes to efficiency, accuracy and communication. I know I can count on her to get my buyers to the closing table on time or early! That's why I never hesitate to recommend her to my buyers. I always look forward to the next time I can work with Alexis.
Emily Freay
Emily Freay
20:10 15 Mar 22
Alexis is so professional and great to work with! Age explains everything easily for myself and my Buyers to understand!
Francisco Villalobos
Francisco Villalobos
16:23 15 Mar 22
Juan Fajardo , is Reliable, answers your questions very quick , great service , and available for the the entire process .100% Recommended .
Edwin Velazquez
Edwin Velazquez
16:34 11 Mar 22
luci brito
luci brito
11:35 09 Mar 22
This is my second refi with Manny and his team. I cannot say enough about this company by far the MOST painless process I've ever been involved in. Manny was punctual, professional, and answered my questions without hesitation.
Hilen Deolmo
Hilen Deolmo
12:23 07 Mar 22
Jordan Nicolosi was God sent. As a first time home buyer, I didn’t have a clue about the process. Jordan was there to guide and help, any day and any time. My situation was very complicated with an unbelievable deadline but his hard work and extreme dedication showed every step of the way. I am now unpacking in my dream home thanks to him and his wonderful team.
James Mione
James Mione
18:54 02 Mar 22
Peter Brandt
Peter Brandt
17:09 24 Feb 22
Jordan Nicolosi was a pleasure to work with.
Leanna Morris
Leanna Morris
13:46 23 Feb 22
I just completed my re-fi with Premier Lending Corp and am extremely satisfied with the process! Jordan Nicolosi was our loan originator and made the process very simple for us. Jordan took time to explain the whole process and all of our options. He was very communicative with us and patient with all of my questions!! It was a great experience working with Jordan and we will call him in the future for any mortgage needs. Thanks again!
Michael Schuberth
Michael Schuberth
17:51 22 Feb 22
Jordan has now helped me through the refinance process twice. In both instances, the customer service has been top notch. He was there to answer any questions I had almost immediately. The entire process felt like a breeze.
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