Bank Statement Program

Traditionally, there is an expectation that you furnish W-2s & tax returns when you apply for a loan. But what if you do not have W-2s or your tax returns are filed in such a way that your true income isn't reflected? For those who are self-employed, we have a program just for you. Through our bank statement program, you can apply for a loan without W-2s. You simply provide us with 12 or 24 months bank statements to verify your income.

Who Should Apply for a Bank Statement Loan?

If you are your own boss, the traditional lending process can be problematic. But with a bank statement loan, you can apply for a mortgage as easily as any employee. Whether you call yourself a business owner, an entrepreneur, or a freelancer doesn't matter. In every case, you are eligible to apply through our bank statement loan program as long as you're self-employed.

Bank Statement Loan Benefits

Here are a few reasons to consider applying for a bank statement loan through Premier Lending Corp:

Avoid hassles with paperwork.

When you apply for a loan the traditional way, you may be asked to provide W-2s, tax returns, & pay-stubs, which prove that you have a traditional income. Most lenders will turn you away for financing if you are unable to provide those items, or simply don't show enough income on your tax returns. Now there's an easier way with a bank statement loan.

Streamline the lending application process.

When you only need to provide 12 to 24 months of bank statements to verify your income, you are demonstrating your financial viability through a means which is simple and direct. This is fast and convenient.

Work with a mortgage company that understands and respects your situation.

It can be challenging to deal with a lender which is not used to working with self-employed persons. Lenders in these situations may assume that your job is inherently high in risk and low in stability. They turn you away for not being a "safe borrower". Premier Lending Corp enjoys working with self-employed borrowers and we treat you no differently than someone who may be considered "less risk" by some lenders because of their employment status.

Apply Now for Bank Statement Loan

Ready to apply for a loan the easy way without W-2s, pay-stubs, or tax returns?
Please call 954-840-8811 today to schedule your consultation.

See What Our Clients Are Saying About Us!

Richard Walde
Richard Walde
21:28 24 May 22
My wife and I couldn't be happier with the experience we had with Jordan Nicolosi at Premier Lending Corp! He assisted us with the purchase of our first home and his expertise made for an extra smooth process. We highly recommend him for all your lending needs!
Meredith Acierno
Meredith Acierno
15:40 18 May 22
We recently worked with Jordan on the purchase of our new home. From day 1, Jordan made himself available any time we needed him, fielded my endless questions and help to reassure us that we would get the deal done. He was a pleasure to work with!
William Sprengel
William Sprengel
17:20 03 May 22
My dealings with Premier Lending (thru Justin Rode) were extremely positive. Justin's expertise and insight were on display throughout the process, and he kept me well informed and thoroughly explained the details of the process.I highly recommend Premier Lending and Justin Rode for your banking needs.
Pete Negron
Pete Negron
10:43 03 May 22
Yordi Muñoz
Yordi Muñoz
17:40 02 May 22
Big thanks to Casey and the team. I like that you were direct and always giving me your honest opinion when I asked for it.Again thank you so much for everything and I hope this is the first of many more.
Julio Loureiro
Julio Loureiro
02:46 14 Apr 22
Was a pleasure to work this process with Jordan Nicolosi.Very clear on all information, professional and quick responses. All paperwork was a smooth sailing with Premier lending corporation.
Jamal Stephen
Jamal Stephen
15:46 09 Apr 22
I recently purchased my first home through Premier Lending Corp and had the pleasure of working with Jordan Nicolosi. He was truly amazing! Very professional, knowledgeable, and always available 24/7. He made the process smooth and painless, getting me in at a greatness rate as well. I highly recommend Jordan and Premier Lending Corp when it comes to all your house financing needs.
Sandra Bruno
Sandra Bruno
00:28 01 Apr 22
Awesome customer service, Casey kept me informed all the way to closing. I am a travel nurse and he made it happen. Thanks Casey and team for your professionalism.
Erik Boyd
Erik Boyd
16:35 31 Mar 22
We worked with Casey when purchasing our new home. He was very professional and knowledgeable but also down to Earth and approachable. If he didn't know the answer to our question, he would say so, then find the answer and call us back immediately. 10/10 I would definitely work with Casey and Premier Lending again.
sandy ball
sandy ball
17:04 25 Mar 22
Ben Pflum
Ben Pflum
15:23 22 Mar 22
George De Angelo
George De Angelo
20:53 20 Mar 22
I had the privilege to work with Jordan on my refinance. Jordan was very professional, knowledgeable, and kept my best interest in mind with getting me the best rate and money back on closing. Jordan was available 24/7 with any questions and broke everything down in the way anyone can understand. I highly recommend using Jordan for your refi needs!
Annelle Ripple
Annelle Ripple
20:12 20 Mar 22
Alexis has been such an integral part of my business when it comes to helping clients fulfill their dreams of purchasing a home! Her consistency, communication and compassion throughout the transaction perfectly align with the way I conduct business and how I expect my clients to be treated. Every time we work together I know we’ll be crossing that finish line!!
Jackson Guerrera
Jackson Guerrera
15:52 16 Mar 22
Shopped around but met with Chris Freitas with Premier Lending Group. Immediately I was impressed with his knowledge and his professionalism ! Without question we used him to assist in getting us the best rate and mortgage we could ask for. BTW he calls you back when you have a question! Thanks Chris. Customers for Life.
Thomas Mull
Thomas Mull
15:43 16 Mar 22
Refinancing my home was made simple by Chris. He got me approved with a great rate the very next day.
Tom Daly
Tom Daly
15:16 16 Mar 22
I have had the pleasure of working with Alexis multiple times. As a realtor I have had deals fall apart because of bad loan originators. This was not the case with Alexis. She was on top of the details from start to finish. Highly recommend.
Thomas Daly
Thomas Daly
15:14 16 Mar 22
Working with Alexis and PLC was a pleasure every single time. Looking to working together again.
Ines Leon
Ines Leon
15:03 16 Mar 22
I've had several closings with Alexis Vanlandingham from Premier Lending Corp., and they were the smoothest, quickest closings I've ever had. I would gladly recommend any potential buyers to work with her and Premier Lending as she is extremely knowledgeable and very diligent!
Jim Brito
Jim Brito
00:00 16 Mar 22
David and Michael were awesome. David Civita kept me informed throughout and made the whole process very simple. Michael Savitt also kept me up to date on all the documentation that I needed to provide. The whole team was great and they made me feel like I was their only customer. I've heard nothing but positive feedback from other former clients too. I highly recommend.
Natalie Mor
Natalie Mor
22:00 15 Mar 22
Alexis did an amazing job ! I highly recommend her to all my friends and family .
Sara Endorf
Sara Endorf
20:16 15 Mar 22
I'm a Realtor in the Broward area and have worked with Alexis Vanlandingham, at Premier Lending, on multiple (& successful) transactions. I'm not exaggerating when I say she is on top of EVERYTHING when it comes to efficiency, accuracy and communication. I know I can count on her to get my buyers to the closing table on time or early! That's why I never hesitate to recommend her to my buyers. I always look forward to the next time I can work with Alexis.
Emily Freay
Emily Freay
20:10 15 Mar 22
Alexis is so professional and great to work with! Age explains everything easily for myself and my Buyers to understand!
Francisco Villalobos
Francisco Villalobos
16:23 15 Mar 22
Juan Fajardo , is Reliable, answers your questions very quick , great service , and available for the the entire process .100% Recommended .
Edwin Velazquez
Edwin Velazquez
16:34 11 Mar 22
luci brito
luci brito
11:35 09 Mar 22
This is my second refi with Manny and his team. I cannot say enough about this company by far the MOST painless process I've ever been involved in. Manny was punctual, professional, and answered my questions without hesitation.
Hilen Deolmo
Hilen Deolmo
12:23 07 Mar 22
Jordan Nicolosi was God sent. As a first time home buyer, I didn’t have a clue about the process. Jordan was there to guide and help, any day and any time. My situation was very complicated with an unbelievable deadline but his hard work and extreme dedication showed every step of the way. I am now unpacking in my dream home thanks to him and his wonderful team.
James Mione
James Mione
18:54 02 Mar 22
Peter Brandt
Peter Brandt
17:09 24 Feb 22
Jordan Nicolosi was a pleasure to work with.
Leanna Morris
Leanna Morris
13:46 23 Feb 22
I just completed my re-fi with Premier Lending Corp and am extremely satisfied with the process! Jordan Nicolosi was our loan originator and made the process very simple for us. Jordan took time to explain the whole process and all of our options. He was very communicative with us and patient with all of my questions!! It was a great experience working with Jordan and we will call him in the future for any mortgage needs. Thanks again!
Michael Schuberth
Michael Schuberth
17:51 22 Feb 22
Jordan has now helped me through the refinance process twice. In both instances, the customer service has been top notch. He was there to answer any questions I had almost immediately. The entire process felt like a breeze.
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