Bank Statement Program

Traditionally, there is an expectation that you furnish W-2s & tax returns when you apply for a loan. But what if you do not have W-2s or your tax returns are filed in such a way that your true income isn't reflected? For those who are self-employed, we have a program just for you. Through our bank statement program, you can apply for a loan without W-2s. You simply provide us with 12 or 24 months bank statements to verify your income.

Who Should Apply for a Bank Statement Loan?

If you are your own boss, the traditional lending process can be problematic. But with a bank statement loan, you can apply for a mortgage as easily as any employee. Whether you call yourself a business owner, an entrepreneur, or a freelancer doesn't matter. In every case, you are eligible to apply through our bank statement loan program as long as you're self-employed.

Bank Statement Loan Benefits

Here are a few reasons to consider applying for a bank statement loan through Premier Lending Corp:

Avoid hassles with paperwork.

When you apply for a loan the traditional way, you may be asked to provide W-2s, tax returns, & pay-stubs, which prove that you have a traditional income. Most lenders will turn you away for financing if you are unable to provide those items, or simply don't show enough income on your tax returns. Now there's an easier way with a bank statement loan.

Streamline the lending application process.

When you only need to provide 12 to 24 months of bank statements to verify your income, you are demonstrating your financial viability through a means which is simple and direct. This is fast and convenient.

Work with a mortgage company that understands and respects your situation.

It can be challenging to deal with a lender which is not used to working with self-employed persons. Lenders in these situations may assume that your job is inherently high in risk and low in stability. They turn you away for not being a "safe borrower". Premier Lending Corp enjoys working with self-employed borrowers and we treat you no differently than someone who may be considered "less risk" by some lenders because of their employment status.

Apply Now for Bank Statement Loan

Ready to apply for a loan the easy way without W-2s, pay-stubs, or tax returns?
Please call 954-840-8811 today to schedule your consultation.

See What Our Clients Are Saying About Us!

Alexis Rodriguez
Alexis Rodriguez
14:07 20 May 24
Premier lending corp is a great and reliable company. Johanny helped me thru my first home buying process and was there for me every step of the way. I appreciate the fast responses every time I had a question and going above and beyond to make sure everything went smoothly getting my loan. I would 100% be using them again in the future if I do decide to buy a new home and will recommend them to everyone I know. Thank you Johanny and premier lending corp!
Andrew Shultz
Andrew Shultz
14:20 15 May 24
Where do I begin? I've known Frank for a few years now, as he assisted me in purchasing my previous home. He and his team are nothing short of incredible. Their patience, understanding, and determination to help their clients is unmatched and something you don't find normally in South Florida. I cannot thank Frank, Alex, and Anthony enough for securing our next home and keeping us sane and calm throughout the process. If you are looking for a loan officer, look no further than this team. They are the BEST!!!!
Vincent Calarco
Vincent Calarco
13:00 14 May 24
When you’re in need of mortgage assistance, look no further than Alex DiGioia. He is intelligent, professional, passionate and patient. Through Alex’s relentless pursuit, he was able to help my wife and I secure the best mortgage for us.Premier Lending Corp are the best team you can choose, and Alex is the mortgage expert you want in your corner.
marc silvis
marc silvis
16:06 07 May 24
I just closed on my house last week and I couldn’t be happier with the service I received from Frank and his team. I was able to lock in the lowest available rate and even able to close a couple weeks early since everything moved smoothly and quick. I would highly recommend Premier Lending to any one planning on buying or refinancing a home in the future. Frank and Alex were extremely knowledgeable and made my experience a enjoyable one.
Pamela Sinzenich
Pamela Sinzenich
18:28 03 May 24
Jordan is amazing to work with! Always available and works hard to get his clients quickly approved. He stays in constant communication with all parties to keep everyone updated. I would highly recommend Jordan for a seamless and easy closing!
Jennifer Harley
Jennifer Harley
16:59 26 Apr 24
Thank you for the concierge service! Elias went above and beyond. Extremely professional.
Scott Ramirez
Scott Ramirez
21:31 17 Apr 24
This team handled this whole process expertly with explanation of all the costs, relationships/communication with the other parties involved, staying on top of communication and getting us a really great rate! Special thanks to Alex DiGioia for his extensive personal assistance throughout this process!
Joselyn Velilla
Joselyn Velilla
21:06 17 Apr 24
Alex Digioia from Premier Lending Corp deserves all the recognition! When I received an offer to buy a condo in Miami with the buyer insisting on a quick sale transaction, I was met with doubt from other lenders. However, Alex's steady commitment and expertise turned the impossible into reality. He didn't just help; he went above and beyond, working late nights and ensuring every detail was taken care of. Alex's professionalism and dedication truly set him apart as one of the finest in Miami's lending industry. Thanks to his exceptional efforts, we managed to close in an astonishing 16 days, complete with a full condo review. If you're seeking a lender who not only delivers but exceeds expectations, look no further than Alex Digioia. He's a true asset, and I can't recommend him highly enough!
Kali Piorro
Kali Piorro
21:48 16 Apr 24
Highly suggest hiring Johanny, he was fast and efficient getting everything we needed done even before the 21 days we requested. He has a lot of knowledge and knows how to work with business owners which was a huge must for us.
Frankie Graf
Frankie Graf
13:48 16 Apr 24
Jordan and Premier Lending Corp made the experience of buying my first home as easy as I could have imagined. He was there for me every step of the way and was available to answer any questions I had at all hours of the day. He is a true professional and very good at what he does. I was unbelievably satisfied with both the rate I received from Premier Lending and the customer service and responsiveness of all their associates. I plan on using Premier Lending again whenever I refinance my home. I highly recommend using their services.
Lisa DiTomasso
Lisa DiTomasso
13:29 15 Apr 24
Awesome team!!
Megan Sinzenich
Megan Sinzenich
18:11 12 Apr 24
Kristina N
Kristina N
20:59 11 Apr 24
My experience working with Premier was amazing. Jordan Nicolosi and his team were top notch and so easy to work with. Always available to answer questions and assist when needed. I will be using them again for any future needs. Thank you so much!
J L
J L
18:04 10 Apr 24
Jordan Nicolosi has handled multiple financing for me and my wife and every time the rate, service, response time, knowledge and experience has been second to none. I would highly recommend these guys for all financing or refinancing. Great job!
Sonia Contreras
Sonia Contreras
11:37 08 Apr 24
Michael Savitt was great to work with. He listened and understood exactly what I needed. He got my transaction done within 30 days. He was always available which I truly appreciated! Very knowledgeable and professional. I would highly recommend.
Bob E
Bob E
12:43 03 Apr 24
Had the pleasure of working with Jordan on multiple occasions and can say that he was hands down the best. Everything was explained and made super easy to understand. I would highly recommend
jose carreto
jose carreto
15:32 30 Mar 24
I recently had the pleasure of working with Jordan, and I must say, my experience was nothing short of exceptional. He exhibited professionalism, efficiency, and a genuine willingness to help.One of the standout qualities of Jordan was his speed and responsiveness. He wasted no time in getting the ball rolling and ensured that all the necessary steps were taken promptly. His quick actions helped streamline the entire loan process, saving me valuable time and effort.Furthermore, Jordan's level of support and assistance was unmatched. He consistently kept me informed at every stage of the process, providing regular updates and addressing any concerns or questions I had along the way. His clear communication and transparency instilled a sense of trust and confidence in his abilities.What truly impressed me was Jordan's ability to take over my deal seamlessly from someone else and still manage to get it closed within the agreed timeframe. His expertise and dedication were evident throughout, and I am grateful for his efforts in making the process smooth and stress-free.In conclusion, Jordan's professionalism, efficiency, and dedication to his clients' needs make him an invaluable asset in the field. I would highly recommend Jordan to anyone in need of expert financial guidance and support. Thank you, Jordan, for your outstanding service!
rami5_0h
rami5_0h
22:37 28 Mar 24
Elias was extremely helpful with my situation, very patient, friendly, communicative and always tried to help me get the best deal possible. I would definitely recommend him to anyone looking to finance or refinance their property or even if you’re looking to build your dream home, they will be able to help you. Thank you Elias for your help!!
Donna Wukasch
Donna Wukasch
14:11 18 Mar 24
Just closed on the sale of my home that I sold as a FSBO. Can’t thank Jordan enough for all the assistance he provided not only to the buyers, but also to me. He is extremely knowledgeable and responsive, and offered multiple solutions when we encountered an issue with the appraisal. All parties were extremely satisfied. I highly recommend Jordan and the entire team at Premier Lending Corp!
Sally Moon
Sally Moon
01:51 16 Mar 24
Michael Savitt when above and beyond to help us with our loan, Thank you
Miles Harrelson
Miles Harrelson
12:57 09 Mar 24
The A team was exactly that!!! Alex and his team were ready to help out at any time of the day at a drop of a dime! The professionalism they excelled was beyond more than anyone can ever imagine! They made the process so easy going, as well as stress free as possible, and if you’re buying a home you know it can get stressful at times. I appreciate the whole A Team especially Alex for making the deal happen and getting my house!
Josue Vences
Josue Vences
02:19 05 Mar 24
Frank and his team have been amazing. We were with another lender that couldn’t get us to closing and as soon as we got introduced to Frank he had his team especially Alex reach out to us to get the process going. Within almost 2 weeks we closed on our first house! One of the things we loved about this group is that they always answered our questions, always kept us updated on our progress and always available when we needed them. Couldn’t have asked for a better mortgage team. Will definitely be recommending them to others that are looking to buy a home!
Tiffany Avera
Tiffany Avera
19:47 04 Mar 24
I can not recommend Frank, Alex and their team more. Through every twist and turn they were there, they were responsive to all my questions and mostly, got me closed in under 30 days!
Mitchell Munro
Mitchell Munro
19:33 28 Feb 24
Jordan was greatly helpful and on top of his game. From the beginning, he was extremely responsive and dedicated time to educating us on every step of the home buying process. We had a closing period of 28 days and had no issues or concerns of closing within that time. The other staff members at Premier Lending were also knowledgeable and responded quickly to our calls and emails. Overall, working with Jordan was very easy and he helped us stay comfortable while purchasing our first home. We were satisfied with our experience and would recommend all homebuyers to work with Premier Lending, especially Jordan.
juan flores
juan flores
23:58 27 Feb 24
Alexis work hard with me on getting my mortgage. Excellent work ethics and high level of commitment to his clients.
Gilma Patino
Gilma Patino
23:38 27 Feb 24
Fue una experiencia muy buena ya que me sentí muy acompañada desde el primer momento hasta que se terminó toda la gestión mil gracias por todo su apoyo señor Elias Loredo.
Yurixander Gómez
Yurixander Gómez
23:12 27 Feb 24
Muy buena atención muy profesionales y cuando llamas siempre hay disponibilidad para ayudarte.
joshua cosenza
joshua cosenza
18:13 27 Feb 24
Alexis and her team have helped multiple clients of mine and have consistently been diligent and steadfast through the process. Their patience and professionalism have helped my clients me safe and made the lending process smooth.
Natosha Scungio
Natosha Scungio
17:33 27 Feb 24
Alexis VanLandingham is by far the best in the game!! I highly recommend her to my clients in need of financing. She not only provides unwavering concierge service to my clients, which makes them feel like she is not just a business partner, but a friend. She also has been able to beat out competitive lenders on rates as well. If and when shopping for a home, you want Alexis in your corner! Trust me.
Dailee Wright
Dailee Wright
01:41 27 Feb 24
Alexis was amazing. We can’t thank her enough. She got our VA loan closed in 9 days. We got in our new house early because of her! Thank you.
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