Home Refinance

When you originally took out the mortgage on your home, you probably picked the most appropriate terms and the most affordable interest rates which were available to you at that time. Times change though, and there may be more competitive rates and terms available now. Refinancing your mortgage allows you to take advantage of todays opportunities.

Home Refinance in Cooper City, FL

Reasons to Refinance Your Home

Home refinances have a number of potential benefits. Here are just a few reasons to think about refinancing.

Pay a lower interest rate on your loan. If interest rates have dropped since you took out your loan, you can enjoy the current market rates.

Convert from an adjustable rate mortgage (ARM) to a fixed rate mortgage, or vice versa. An ARM may save you money in the short-term, while a fixed rate mortgage in the long-term.

Having a hard time paying your regular bills? Switch to a longer loan term for smaller monthly payments. This may give you the extra room in your budget that you need to live more comfortably.

Alternately, you can switch to a shorter loan term if you want to finish paying off on your loan sooner.

Enjoy friendlier terms governing your loan. You may qualify now for a loan today which offers more flexibility than the one which you originally took out.

Consolidate your debts. If keeping up with your debts has turned into a struggle, you may be able to alleviate some of the challenges you are facing through refinancing. You could save money and cut back on stress by paying off debt using the equity in your home.

Do You Qualify for a Refinance?

Whether or not you are eligible to refinance your home will depend on your credit score, the amount of equity in your home, your debt-to-income ratio, and other factors. Exact requirements vary from one refinancing product to the next.

A good rule of thumb is to compare your finances now to your financial profile when you applied for your original loan. If there have been improvements in your credit score and other metrics, there is a good chance that you could save through refinancing.

At Premier Lending Corp, we can help you determine if you qualify for a refinance on your home. We also can go over your finances with you in-depth and advise you as to the potential costs and benefits of a refinance. That way you can make an informed choice about whether or not a refinance will help you to achieve your financial goals.

Let Us Help You Refinance Your Mortgage Today

The longer you wait to refinance your home, the more it can cost you. Do not let those unnecessary costs continue to stack up. Over the years ahead, your savings through a refinance could amount to thousands of dollars. Please call 954-840-8811 to get started.

See What Our Clients Are Saying About Us!

Pierre Davila
Pierre Davila
21:30 01 Feb 23
Jordan was excellent.Great service from start to end, help us on everything and any difficult moments during ur refinance process.Very patient and communicative I will highly recommend Jordan for any purchase loan or refinance of the properties and definitely will use his services in the future.
Derek Bennett
Derek Bennett
23:02 23 Jan 23
Alexis Vanlandingham was an absolute pleasure to work with! She was incredibly punctual, very communicative, and went well above and beyond to make sure everything was perfect! I could not be happier with my service.
Alexander Castro
Alexander Castro
18:50 23 Jan 23
David at Premier was fantastic and I'd absolutely recommend him to others looking to get financing for their needs.He was very professional in being able to keep me up to date on options, rates, and communicating with various parties to ensure there were no issues (home purchase).Anyone who is looking for help with getting financed should definitely consider working with Premier, they are in my eyes a very reputable company.
Kristin Gibson
Kristin Gibson
21:22 06 Jan 23
Jordan was fantastic! He helped us through every step and moved things along incredibly quickly. He helped us get a reasonable rate and all went smoothly. I highly recommend him! Thank you, Jordan!
Tatiana Hincapie
Tatiana Hincapie
15:46 21 Dec 22
Buying my home was an amazing experience thanks to Alexis. She is smart, quick and very efficient. I was nervous about this whole process but she makes everything effortless. I am all ready a walking ad for her-I cannot stop telling my friends and family about our experience. Thank you Alexis! We are so grateful for all of your help!
Jaimie Abert
Jaimie Abert
15:48 07 Dec 22
Jordan Nicolosi made the refi process as easy as it could be. He understood our needs, was great with communication, and helped us meet our goals. Highly recommend!
Jared Shulman
Jared Shulman
19:35 06 Dec 22
If you plan on doing ANYTHING with your mortgage needs, if you do not use Jordan Nicolosi at Premier Lending, you are doing it wrong. We learned firsthand that Jordan is the best in the business from start to finish was there for us every step of the way. Any issues that came up or roadblocks, Jordan took care of us immediately to make sure the process was going as planned. I can not THANK and RECOMMEND Jordan enough!! Thank you so much JORDAN YOU ARE THE BEST !!!!
Sherry Lebowitz
Sherry Lebowitz
18:16 02 Dec 22
David Parilla is an amazing lender! I sent him a very difficult deal for a client and he closed it smoothly!
Liana Botta Cruz
Liana Botta Cruz
00:42 01 Dec 22
I have to say David Perilla my mortgage broker was amazing and making this process which can be very stressful run very smoothly with no glitches or hiccups I will definitely recommend
Michael Raben
Michael Raben
22:36 30 Nov 22
David Perilla was nothing short of a miracle on this deal. Without David, there was no chance that we would have been able to successfully close 3001 NW 4th terrace and deliver a home to the buyer. Premier Lending Corp; David Perilla in particular, has continued to be leading by example. They have set the standard high and as a realtor in the busy South Florida market, its pertinent to have such a professional and easy to work with company. I recommend Premier Lending and David Perilla to any and everyone who is interested in purchasing or refinancing.
ilisoren
ilisoren
22:16 30 Nov 22
Thank you David Perilla, for all your assistance in helping our customers cross over to first time buyer status! They are so pleased with your professionalism, and knowledge, not to mention your communication was on point which really matters to me!Looking forward to working with you in the future! “Let’s make it REal!”Iliana J Sorensen, KW Realty Miami Lakes
alyssa perez
alyssa perez
22:16 30 Nov 22
David Perilla with Premier Lending Corp was absolutely amazing! He made the process for my family and I to find our home very smooth. He was available at all times even when he left out of the country. He made sure we were satisfied and exceeded our expectations in every way. Thank you so much!
Julie Miller
Julie Miller
01:15 21 Nov 22
Juan was amazing! Some of the best professional services customer service we've ever experienced. He is knowledgeable, proactive and puts customer's needs first. We would definitely recommend him to others and would use him again in the future.
Brenna Rassmann
Brenna Rassmann
19:36 17 Nov 22
As first time home buyers, we were very thankful to have Juan guide us through the home buying progress. He did a phenomenal job keeping us in the loop as the process went on and definitely looked out for our best interests from the beginning through the end. We will definitely reach out to Juan and Premier Lending whenever we need these services again.
rena deopersaud
rena deopersaud
18:05 17 Nov 22
David Perilla is a savior and an exceptional individual. Premier Lending is very fortunate to have him on board. He was always available to take my calls even while on vacation and jumped through hoops to ensure my loan closed on time. Thank you David, keep up the great work. Definitely will use Premier Lending for my future needs.
Malik Ahmad
Malik Ahmad
16:17 17 Nov 22
Cindi was fantastic through the whole process. Helping out with everything from technical issues, explaining the process, and even giving her honest opinion on our situation. Would highly recommend.
Joseph Santino
Joseph Santino
18:58 27 Oct 22
My son recommended Jordan and his team at Premier Lending. Over the past year we have been under multiple contracts, and had multiple deals fall through. Jordan was there every step of the way. He put the time in to every possible deal, and was always so encouraging. All of those lost deals finally led us to the perfect place. When a few last minute changes threatened the deal Jordan was able to handle everything quickly, without issue, and keep us in position to close on time. I couldn’t be more happy with the job Jordan and his team did to help me through process.
stephen shavers
stephen shavers
18:05 13 Oct 22
Jordan did a fantastic job for me. He was very prompt with getting everything to me, and made the refinance process pleasant.
Adrian Rodriguez
Adrian Rodriguez
18:04 13 Oct 22
David made this whole process run so smoothly. Anything that I needed he was always there to help. 10/10 would recommend!
Julian Barcelo
Julian Barcelo
18:07 07 Oct 22
Had a great experience with David Perilla. He was on top of everything and was very quick & efficient, always answered my phone calls whenever I needed something for my clients. 10/10 !
Melvin Cordova
Melvin Cordova
18:07 07 Oct 22
australia palmers
australia palmers
23:03 06 Oct 22
I had a great experience with David Perilla, at Premier Lending. He is very professional, patience and extremely experienced. I am honestly recommending him to all of my clients and anyone who i know needs a home loan, because He will do whatever it takes to help the client. Thank you so much for all you have done for us. 😊🙏 May God bless you always 🙏
Sara Bergida
Sara Bergida
20:07 22 Sep 22
I had the pleasure of working with Alexis VanLandingham for my loan and she is AMAZING!! Highly recommend if you are looking for someone professional, responsive, knowledgeable and genuine. She made this experience truly easy and I am so grateful!
Giovanni Velez
Giovanni Velez
12:50 20 Sep 22
Thank you Alexis for helping us refinance our loan. You made the process run smoothly and never missed a beat.
RONALD WABOMNOR
RONALD WABOMNOR
16:12 16 Sep 22
Johanny and his team were amazing from start to finish. As a first time home buyers, he was very patient and walked me through exactly what to expect. Johanny answered all my calls, texts, and emails in less than 2 hours regardless of the time or day of the week. My realtor was sooo impressed with Johanny as he had us ready to close in less than 3 weeks. He had truly made this home buyer process EASY, especially in this market. I’m beyond grateful and can’t wait to work with him again!
Candice Xavier
Candice Xavier
01:07 14 Sep 22
Jordan Nicolosi with Premier Lending Corp was incredible! He is genuine, extremely knowledgeable, and always available to answer any questions we had along the way. Jordan made our home buying process seamless and stress-free. He even went out of his way to attend our closing! I cannot recommend Jordan enough. He will guide you every step of the way and treat you like family. Thank you, Jordan!!
01ceanna
01ceanna
14:27 31 Aug 22
Jordan was a pleasure to work with. He was punctual and professional during the entire process..
CALL THE COMPS
CALL THE COMPS
00:35 27 Aug 22
Jordan Nicolosi is reliable, informative, and a true professional. When my clients need financing, I can send them to Jordan and that’s one less thing I need to worry about. I know they are in good hands.
David Santiago
David Santiago
17:31 24 Aug 22
Juan is spectacular! We’re not too savvy when it comes to this stuff especially as first time home buyers. But Juan really made the experience stress free and helped us through every step. He made sure to explain everything clearly, and didn’t get upset every time we asked him to repeat. He went above and beyond and we definitely recommend working with him.
lee “Lasorama” s
lee “Lasorama” s
22:35 22 Aug 22
I worked with Juan on buying my first home recently and I can confidently say there is no way in the world I could have done it without him. He was available at any time of day any day of the week. He answered every single question we had and helped move our closing process through as smoothly as it can be done. I can not recommend him enough.
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