Reverse Mortgage Benefits

Why choose a reverse mortgage to increase liquidity in your budget?
Here are a few great reasons:

It is up to you how you use the money which is freed up through your reverse mortgage.

You can select a disbursement option which suits your needs.

You get to raise your standard of living without moving out of your existing home.

In many cases, the money you receive through a reverse mortgage is not subject to taxation.

You do not need to make monthly payments on a reverse mortgage.

What You Can Do With a Reverse Mortgage

A reverse mortgage can be used in any fashion you choose.
Here are just a few possibilities:

Repair or upgrade your home.

Pay medical bills.

Finance education for family members.

Go on your dream vacation.

Put the money toward starting up a business of your own.

Have more money on hand for regular monthly expenses.

You may come up with many more ideas for spending the money from a reverse mortgage which are not listed here. You might even just want that extra cash available as an added safety net should the need arise.

The amount of money you can receive through a reverse mortgage is contingent on how much equity you have in your property and the age of applicant.

Are You Eligible for a Reverse Mortgage?

To qualify for a reverse mortgage in Florida, you need to meet these basic requirements:

The minimum age to apply is 62.

The home you are pulling equity from needs to be your primary residence.

You must be current on all payments which are relevant to your home. These include your property taxes as well as homeowner's association payments and the insurance premiums on your property.

Your home must be properly maintained according to the standards set by the Federal Housing Administration (FHA).

You also will need to satisfy basic requirements relating to your tax history, credit and income. During your consultation, we can go over all reverse mortgage rules and requirements in detail.

See What Our Clients Are Saying About Us!

Premier Lending Corp

5.0

Based on 381 reviews

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Richard Walde

21:28 24 May 22

My wife and I couldn't be happier with the experience we had with Jordan Nicolosi at Premier Lending Corp! He assisted us with the purchase of our first home and his expertise made for an extra smooth process. We highly recommend him for all your lending needs!

Meredith Acierno

15:40 18 May 22

We recently worked with Jordan on the purchase of our new home. From day 1, Jordan made himself available any time we needed him, fielded my endless questions and help to reassure us that we would get the deal done. He was a pleasure to work with!

William Sprengel

17:20 03 May 22

My dealings with Premier Lending (thru Justin Rode) were extremely positive. Justin's expertise and insight were on display throughout the process, and he kept me well informed and thoroughly explained the details of the process.I highly recommend Premier Lending and Justin Rode for your banking needs.

Pete Negron

10:43 03 May 22

Yordi Muñoz

17:40 02 May 22

Big thanks to Casey and the team. I like that you were direct and always giving me your honest opinion when I asked for it.Again thank you so much for everything and I hope this is the first of many more.

Julio Loureiro

02:46 14 Apr 22

Was a pleasure to work this process with Jordan Nicolosi.Very clear on all information, professional and quick responses. All paperwork was a smooth sailing with Premier lending corporation.

Jamal Stephen

15:46 09 Apr 22

I recently purchased my first home through Premier Lending Corp and had the pleasure of working with Jordan Nicolosi. He was truly amazing! Very professional, knowledgeable, and always available 24/7. He made the process smooth and painless, getting me in at a greatness rate as well. I highly recommend Jordan and Premier Lending Corp when it comes to all your house financing needs.

Sandra Bruno

00:28 01 Apr 22

Awesome customer service, Casey kept me informed all the way to closing. I am a travel nurse and he made it happen. Thanks Casey and team for your professionalism.

Erik Boyd

16:35 31 Mar 22

We worked with Casey when purchasing our new home. He was very professional and knowledgeable but also down to Earth and approachable. If he didn't know the answer to our question, he would say so, then find the answer and call us back immediately. 10/10 I would definitely work with Casey and Premier Lending again.

sandy ball

17:04 25 Mar 22

Ben Pflum

15:23 22 Mar 22

George De Angelo

20:53 20 Mar 22

I had the privilege to work with Jordan on my refinance. Jordan was very professional, knowledgeable, and kept my best interest in mind with getting me the best rate and money back on closing. Jordan was available 24/7 with any questions and broke everything down in the way anyone can understand. I highly recommend using Jordan for your refi needs!

Annelle Ripple

20:12 20 Mar 22

Alexis has been such an integral part of my business when it comes to helping clients fulfill their dreams of purchasing a home! Her consistency, communication and compassion throughout the transaction perfectly align with the way I conduct business and how I expect my clients to be treated. Every time we work together I know we’ll be crossing that finish line!!

Jackson Guerrera

15:52 16 Mar 22

Shopped around but met with Chris Freitas with Premier Lending Group. Immediately I was impressed with his knowledge and his professionalism ! Without question we used him to assist in getting us the best rate and mortgage we could ask for. BTW he calls you back when you have a question! Thanks Chris. Customers for Life.

Thomas Mull

15:43 16 Mar 22

Refinancing my home was made simple by Chris. He got me approved with a great rate the very next day.

Tom Daly

15:16 16 Mar 22

I have had the pleasure of working with Alexis multiple times. As a realtor I have had deals fall apart because of bad loan originators. This was not the case with Alexis. She was on top of the details from start to finish. Highly recommend.

Thomas Daly

15:14 16 Mar 22

Working with Alexis and PLC was a pleasure every single time. Looking to working together again.

Ines Leon

15:03 16 Mar 22

I've had several closings with Alexis Vanlandingham from Premier Lending Corp., and they were the smoothest, quickest closings I've ever had. I would gladly recommend any potential buyers to work with her and Premier Lending as she is extremely knowledgeable and very diligent!

Jim Brito

00:00 16 Mar 22

David and Michael were awesome. David Civita kept me informed throughout and made the whole process very simple. Michael Savitt also kept me up to date on all the documentation that I needed to provide. The whole team was great and they made me feel like I was their only customer. I've heard nothing but positive feedback from other former clients too. I highly recommend.

Natalie Mor

22:00 15 Mar 22

Alexis did an amazing job ! I highly recommend her to all my friends and family .

Sara Endorf

20:16 15 Mar 22

I'm a Realtor in the Broward area and have worked with Alexis Vanlandingham, at Premier Lending, on multiple (& successful) transactions. I'm not exaggerating when I say she is on top of EVERYTHING when it comes to efficiency, accuracy and communication. I know I can count on her to get my buyers to the closing table on time or early! That's why I never hesitate to recommend her to my buyers. I always look forward to the next time I can work with Alexis.

Emily Freay

20:10 15 Mar 22

Alexis is so professional and great to work with! Age explains everything easily for myself and my Buyers to understand!

Francisco Villalobos

16:23 15 Mar 22

Juan Fajardo , is Reliable, answers your questions very quick , great service , and available for the the entire process .100% Recommended .

Edwin Velazquez

16:34 11 Mar 22

luci brito

11:35 09 Mar 22

This is my second refi with Manny and his team. I cannot say enough about this company by far the MOST painless process I've ever been involved in. Manny was punctual, professional, and answered my questions without hesitation.

Hilen Deolmo

12:23 07 Mar 22

Jordan Nicolosi was God sent. As a first time home buyer, I didn’t have a clue about the process. Jordan was there to guide and help, any day and any time. My situation was very complicated with an unbelievable deadline but his hard work and extreme dedication showed every step of the way. I am now unpacking in my dream home thanks to him and his wonderful team.

James Mione

18:54 02 Mar 22

Peter Brandt

17:09 24 Feb 22

Jordan Nicolosi was a pleasure to work with.

Leanna Morris

13:46 23 Feb 22

I just completed my re-fi with Premier Lending Corp and am extremely satisfied with the process! Jordan Nicolosi was our loan originator and made the process very simple for us. Jordan took time to explain the whole process and all of our options. He was very communicative with us and patient with all of my questions!! It was a great experience working with Jordan and we will call him in the future for any mortgage needs. Thanks again!

Michael Schuberth

17:51 22 Feb 22

Jordan has now helped me through the refinance process twice. In both instances, the customer service has been top notch. He was there to answer any questions I had almost immediately. The entire process felt like a breeze.

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h3{font-size:2.5rem;}.premco2hold h4{font-size:2.5rem;}.premco2hold{text-align:center;}.premobutt2{font-size:3rem;}.premco1in h3{font-size:2.4rem;}.prembawrap{padding:30px 20px 160px;background-size:cover;background-position:bottom;height:auto;}.premobutt{font-size:1.5rem;display:block;max-width:300px;margin:auto;}.prembain h2{font-size:4.5rem;padding:40px 0 0;}.mohewrapnew{position:relative;}.mohewrapcall{text-align:center;padding:5px 20px;}.mohewrapcall p{margin:0;margin:auto;color:#fff;font-weight:bold;position:relative;max-width:267px;}.mohewrapcall p:before{background:url("https://cdn-abpdb.nitrocdn.com/QdKzEowtDibmisocNyLFfkbhTruhQWdp/assets/static/optimized/rev-e7357fa/wp-content/uploads/genesis-extender/plugin/images/mobile-phone-icon.png") no-repeat scroll 0 6px;content:"";display:block;width:16px;height:26px;position:absolute;z-index:999;}.mohewrapcall a{color:#fff;text-decoration:none;font-size:1.5rem;padding:0 0 0 20px;}.mohewrap{width:auto;padding:20px 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>a{min-height:65px;}.title-area{background:url("https://cdn-abpdb.nitrocdn.com/QdKzEowtDibmisocNyLFfkbhTruhQWdp/assets/static/source/rev-e7357fa/wp-content/uploads/genesis-extender/plugin/images/premier-lending-corp-logo.jpg") no-repeat center;width:181px !important;background-size:contain;position:absolute;margin:auto;top:43px;left:50%;transform:translate(-50%,-50%);-webkit-transform:translate(-50%,-50%);-ms-transform:translate(-50%,-50%);float:none;}.title-area.nitro-lazy{background-image:none !important;}.mobix{position:relative;}.mobix:before{position:absolute;bottom:0;left:0;right:0;content:"❌";font-size:2rem;color:#333;text-align:center;background:#fff;top:-6px;}.myrenav{width:24px;height:4px;background:#4c4848;margin:5px 0;}.myre1{width:20px;height:17px;margin:auto;display:block;cursor:pointer;}.paranel{width:100%;height:auto;position:fixed;top:120px;bottom:0px;right:0px;overflow:auto;display:none;z-index:99;padding:0 0 65px 0;}.paranel li,.paranel li li,.paranel ul ul li li{margin:0 !important;padding:5px 20px !important;background:none !important;border-bottom:1px solid #635f5f;}.paranel ul li li:hover,.paranel ul li li li:hover{background:#dcdcdc;}.paranel ul li:hover{background:#dcdcdc;}.paranel ul,.paranel ul ul{list-style-type:none;margin:0;-webkit-padding-start:0;background-color:#8a8a8a;}.paranel ul li li,.paranel ul ul li li{border:0px;}.paranel li a,ul.listsub li a{color:#fff !important;text-decoration:none;font-weight:bold;font-size:1.5rem;display:block;text-align:left;}.paranel ul ul li a{font-size:1.5rem !important;font-weight:bold;}.listsub{width:auto;display:block;background:#dcdcdc;padding:0;margin:10px 0 0 0;}.listsub li{margin:0 !important;}.listsub a{text-decoration:none;text-align:left;display:inline-block;}li.roblist:hover .listsub{display:block;}.robdrop{overflow:auto;text-decoration:none;}.page-id-11 .premobutt,.page-id-47 .premobutt{font-size:1.4rem;}}@media only screen and (min-width:320px) and 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(max-width:1200px){.learcentimg{width:445px;height:auto;}.learcentxt h2{font-size:3rem;}.learcentxt{padding:47px 20px;}.learloopbox{width:22%;}.checklhold h3{font-size:3rem;}.guidebox1{width:420px;}.checbtnhold a{width:222px;font-size:1.5rem;}.premowrap p{font-size:1.1rem;}.premowrap a{font-size:2rem;}.premowrap{background:none;padding:17px 0 0 0;}#nav_menu-4{left:53%;}.page-id-11 .abowraptext{width:47%;}.page-id-9 .abowraptext{width:52%;}.freeholoxwrap{padding:10px 20px 20px;}.abowraptext{width:53%;}.prembain h1,.prembain h2{font-size:3.5rem;}.premco1in h2,.premco2hold h3,.premco3wrap h2,.premco3wrap h3,.plcovin h2,.thecustombut2{font-size:3rem;}.page-id-9 .premobiohold p{width:88%;}.page-id-15 .site-inner,.single-post .site-inner{padding-top:140px !important;}.header-image .site-title>a{background-size:contain;background:none;}.page-id-162 #custom_html-2{display:block 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.entry-header{width:42%;}.content{width:600px;}.site-inner{padding:20px;}.contsociwrapin{max-width:305px;}.abotetx h4,.aboloan1 h5{font-size:1.8rem;}.aboteamhold{padding:20px;}.abotetx{margin:0 0 0 10px;width:48%;}.aboteam1{width:45%;}.premdivo p{font-size:1.6rem;}.freetoowrap{background-position:-100px 0;}.freetooin h2{text-shadow:1px 1px 1px #fff;}.conbanwrap{background-position:left;}.conbanin{text-shadow:1px 1px 1px #fff !important;}.fhaban3box{height:180px;}.fhaban4ri p{width:58%;}.fhaban3in{max-width:900px;}.prembain h2{font-size:4.5rem;padding:46px 0 0;}.prembawrap{margin:60px auto auto;height:477px;}.prefoobox2{width:28%;}.premco2wrap{background-position:55% 100%;}.mohewrapnew{position:relative;}.mohewrapcall{text-align:center;padding:5px 20px;}.mohewrapcall p{margin:0;margin:auto;color:#fff;font-weight:bold;position:relative;max-width:267px;}.mohewrapcall p:before{background:url("https://cdn-abpdb.nitrocdn.com/QdKzEowtDibmisocNyLFfkbhTruhQWdp/assets/static/optimized/rev-e7357fa/wp-content/uploads/genesis-extender/plugin/images/mobile-phone-icon.png") no-repeat scroll 0 6px;content:"";display:block;width:16px;height:26px;position:absolute;z-index:999;}.mohewrapcall a{color:#fff;text-decoration:none;font-size:1.5rem;padding:0 0 0 20px;display:block !important;}.mohewrap{width:auto;padding:20px 10px;position:absolute;z-index:300;right:15px;top:52px;}.mohenav{width:20px;height:17px;}.site-header{margin:33px 0 0;z-index:2;}#custom_html-10{position:fixed;z-index:99;background:#f68100;width:100%;margin:auto;}.title-area{width:210px !important;background-size:contain;}#mobile_header_section{display:block;}.mobix{position:relative;}.mobix:before{position:absolute;bottom:0;left:0;right:0;content:"❌";font-size:2rem;color:#333;text-align:center;background:#fff;top:-6px;}.myrenav{width:20px;height:3px;background:#333;margin:4px 0;}.myre1{width:20px;height:17px;margin:auto;display:block;cursor:pointer;}.paranel{width:100%;height:auto;position:fixed;top:120px;bottom:0px;right:0px;overflow:auto;display:none;z-index:99;padding:0 0 65px 0;}.paranel li,.paranel li li,.paranel ul ul li li{margin:0 !important;padding:5px 20px !important;background:none !important;border-bottom:1px solid #635f5f;}.paranel ul li li:hover,.paranel ul li li li:hover{background:#dcdcdc;}.paranel ul li:hover{background:#dcdcdc;}.paranel ul,.paranel ul ul{list-style-type:none;margin:0;-webkit-padding-start:0;background-color:#8a8a8a;}.paranel ul li li,.paranel ul ul li li{border:0px;}.paranel li a,ul.listsub li a{color:#fff !important;text-decoration:none;font-weight:bold;font-size:1.5rem;display:block;text-align:left;}.paranel ul ul li a{font-size:1.5rem !important;font-weight:bold;}.listsub{width:auto;display:block;background:#dcdcdc;padding:0;margin:10px 0 0 0;}.listsub li{margin:0 !important;}.listsub a{text-decoration:none;text-align:left;display:inline-block;}li.roblist:hover .listsub{display:block;}.robdrop{overflow:auto;text-decoration:none;}#calculator_content_section,#first_time_buyer_banner,#refinance_banner,#home_purchase_banner,#bank_statement_banner,#commercial_banner,#conventional_banner,#foreign_national_banner,#hard_money_banner,#jumbo_loans_banner,#reverse_mortgage_banner,#usda_banner,#va_loans_banner,#living_in_florida_banner,#loan_options_banner_section,#about_banner_section,#free_tools_banner,#custom_html-16,#custom_html-11{margin:113px auto auto;}.dheadphold{width:199px;padding:0 0 11px;}.dheadphold span,.dheadphold a{font-size:1.6rem;}.ratingse2{width:538px;}.ratesebio2{width:79%;}.genesis-nav-menu a{padding:42px 8px;font-size:1rem;}.stotop2 a{padding:3px 30px 0 20px;}#banner_section{margin:135px 0 0;}.page-id-162 #careers_banner_section{margin:106px 0 0;}.page-id-162 .nav-primary,.page-id-162 #mobile_header_section{display:none !important;}.page-id-162 .site-header{margin:0 !important;}}@media only screen and (min-width:2001px) and (max-width:5000px){#banner_section,#learning_center,#calculator_content_section,#careers_banner_section,#first_time_buyer_banner,#refinance_banner,#home_purchase_banner,#bank_statement_banner,#commercial_banner,#conventional_banner,#foreign_national_banner,#hard_money_banner,#jumbo_loans_banner,#reverse_mortgage_banner,#usda_banner,#va_loans_banner,#living_in_florida_banner,#loan_options_banner_section,#about_banner_section,#free_tools_banner,#custom_html-16,#custom_html-11{margin:141px auto auto;}.freeholoxwrap{padding:90px 20px 145px;}.prembawrap{height:auto;padding:50px 20px 126px;}#mega-menu-wrap-primary #mega-menu-primary >li.mega-menu-item >a.mega-menu-link{padding:0 22px;font-size:2.2rem;}#maxmegamenu-2{width:79%;}.genesis-nav-menu a{padding:42px 30px;font-size:2rem;}}@media only screen and (min-width:1801px) and (max-width:2000px){#banner_section,#learning_center,#calculator_content_section,#careers_banner_section,#first_time_buyer_banner,#refinance_banner,#home_purchase_banner,#bank_statement_banner,#commercial_banner,#conventional_banner,#foreign_national_banner,#hard_money_banner,#jumbo_loans_banner,#reverse_mortgage_banner,#usda_banner,#va_loans_banner,#living_in_florida_banner,#loan_options_banner_section,#about_banner_section,#free_tools_banner,#custom_html-16,#custom_html-11{margin:141px auto auto;}.genesis-nav-menu a{padding:42px 22px;font-size:2rem;}.freeholoxwrap{padding:60px 20px 90px;}#mega-menu-wrap-primary #mega-menu-primary >li.mega-menu-item >a.mega-menu-link{padding:0 18px;font-size:2rem;}#maxmegamenu-2{width:77%;}.prembawrap{height:auto;padding:20px 20px 100px;}}@media only screen and (min-width:1601px) and (max-width:1800px){#calculator_content_section,#careers_banner_section,#first_time_buyer_banner,#refinance_banner,#home_purchase_banner,#bank_statement_banner,#commercial_banner,#conventional_banner,#foreign_national_banner,#hard_money_banner,#jumbo_loans_banner,#reverse_mortgage_banner,#usda_banner,#va_loans_banner,#living_in_florida_banner,#loan_options_banner_section,#about_banner_section,#free_tools_banner,#custom_html-16,#custom_html-11,#banner_section,#learning_center{margin:141px auto auto;}.genesis-nav-menu a{padding:42px 20px;font-size:1.7rem;}.prembain h1{padding:0 20px 20px;font-size:4.5rem;}.prembawrap{height:auto;padding:25px 21px 100px;}}@media only screen and (min-width:1441px) and (max-width:1600px){.prembain h1{font-size:4rem;}}@media only screen and (min-width:1301px) and (max-width:1439px){.genesis-nav-menu a{font-size:1.3rem;}.prembain h1{font-size:4rem;}.aboloan1 h5{font-size:2rem;}.page-id-162 #custom_html-2{display:block !important;}.preequal{width:50px;height:60px;background-size:contain;}#maxmegamenu-2{width:auto;}#custom_html-2{width:283px;}.premowrap p{font-size:1.2rem !important;}.premowrap{padding:4px 74px 1px 20px;}#mega-menu-wrap-primary #mega-menu-primary>li.mega-menu-item>a.mega-menu-link{font-size:1.3rem !important;}#mega-menu-wrap-primary #mega-menu-primary >li.mega-menu-item >a.mega-menu-link{font-size:1.3rem;}#mega-menu-wrap-primary #mega-menu-primary >li.mega-menu-flyout ul.mega-sub-menu li.mega-menu-item a.mega-menu-link{font-size:1.3rem;}.mega-sub-menu li a{font-size:1.3rem;}.premowrap p{font-weight:bold;font-size:1.2rem;}}.rpwe-block ul{list-style:none !important;margin-left:0 !important;padding-left:0 !important;}.rpwe-block li{border-bottom:1px solid #eee;margin-bottom:10px;padding-bottom:10px;list-style-type:none;}.rpwe-block a{display:inline !important;text-decoration:none;}.rpwe-block h3{background:none !important;clear:none;margin-bottom:0 !important;margin-top:0 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954-840-8811

Reverse Mortgage

How It Works