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Mortgage Lender in Fort Lauderdale FL | Premier Lending Corp
Premier Lending Corp serves Florida with residential and commercial mortgages. Call us today at 954-840-8811 to get your FREE customized quote!
Conventional loans are defined as any loans which do not exceed the conventional loan limits which have been established by Fannie Mae and Freddie Mac. Both fixed and adjustable rates are available, and you can choose a term which fits your budget and timeline for paying off your loan.
The conventional loan limits for Broward, Miami-Dade, Palm Beach, & the surrounding areas are:
One unit
$647,200
Two units
$828,700
Three units
$1,001,650
Four units
$1,244,850
Shopping for a home which exceeds these limits? You are in the market for a jumbo loan. Please see this page for more details.
If you are looking for a loan which is government-insured, we also offer VA, FHA and USDA loans. Those who are eligible for these loan programs may have a low down payment or no down payment and enjoy additional benefits. Ask us about these programs while you are consulting with us.
A conventional home loan can be used to purchase a home, lower the term and/or rate of an existing mortgage, or consolidate debt. Unlike FHA, VA, & USDA loans that are utilized on primary homes only, conventional loans can also be used to purchase or refinance second homes & investment properties.
When you work with Premier Lending Corp, we start out by consulting with you to understand your needs and goals. That way we can connect you with a loan which will be ideal for your finances and plans.
You get to choose between adjustable and fixed interest rates. With a selection of loan terms available, you can look forward to a mortgage which is tailored to your requirements. We strive to offer some of the most competitive rates in the area along with affordable down payments.
Eligibility for a conventional loan is not as involved as qualification for a special government-backed loan program. The requirements are fairly basic:
620 minimum credit score for primary purchases. (Credit score requirements may vary depending on the occupancy & credit profile.)
10% down for second home purchases
3% down payment for 1st time home buyers
15% down for investment purchases
5% down payment for primary purchases for non-first time home buyers
2-year work history
With over 25 years of experience helping customers achieve their dreams of homeownership, we would love the opportunity to guide you in the right direction of achieving that dream.
Please call us at 954-840-8811 to schedule your consultation. Based on the information you share with us regarding your finances and your housing goals in South Florida and throughout the state, we can assist you in determining whether a conventional loan is the best fit for you.
Contact us now to get started.
Top Rated Mortgage Broker In Fort Lauderdale FL.
Premier Lending Corp is located on 12399 SW 53rd St #104, Cooper City. From Fort Lauderdale-Hollywood International Airport (FLL) head northwest toward Terminal Dr/Upper Terminal Dr and use the middle 2 lanes to turn slightly left. Then continue straight onto Lower Terminal Dr/Terminal Dr and keep right to stay on Lower Terminal Dr/Terminal Dr. Next, use the right 2 lanes to keep right at the fork and follow signs for Departures and use the right 2 lanes to continue toward I-595 W. After that keep right at the fork, follow signs for I-595 W/I-95/Florida's Turnpike and merge onto I-595 W. At this point merge onto I-595 W and use the right 2 lanes to take exit 2-3 toward Hiatus Rd/Flamingo Rd/State Rte 823. Use the left 2 lanes to turn left onto FL-823 S/S Flamingo Rd. Finally, Use the left 2 lanes to turn left onto FL-823 S/S Flamingo Rd. Turn left and Premier Lending Corp will be on your right.
We are open Monday - Friday 9am - 5pm.
For additional questions you can call us at 954-840-8811 or you can find us on Yelp and Birdeye.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Premier Lending Corp, 12399 SW 53rd St #104, Cooper City, FL 33330 | 954-840-8811 | Florida MBR1512 | NMLS 1156346 www.nmlsconsumeraccess.org | Equal Housing Opportunity | Terms of Use | Privacy Policy