Conventional Loan Limits

The conventional loan limits for Broward, Miami-Dade, Palm Beach, & the surrounding areas are:

One unit
$647,200

Two units
$828,700

Three units
$1,001,650

Four units
$1,244,850

Shopping for a home which exceeds these limits? You are in the market for a jumbo loan. Please see this page for more details.

If you are looking for a loan which is government-insured, we also offer VA, FHA and USDA loans. Those who are eligible for these loan programs may have a low down payment or no down payment and enjoy additional benefits. Ask us about these programs while you are consulting with us.

A Conventional Loan For Any Purpose

A conventional home loan can be used to purchase a home, lower the term and/or rate of an existing mortgage, or consolidate debt. Unlike FHA, VA, & USDA loans that are utilized on primary homes only, conventional loans can also be used to purchase or refinance second homes & investment properties.

When you work with Premier Lending Corp, we start out by consulting with you to understand your needs and goals. That way we can connect you with a loan which will be ideal for your finances and plans.

You get to choose between adjustable and fixed interest rates. With a selection of loan terms available, you can look forward to a mortgage which is tailored to your requirements. We strive to offer some of the most competitive rates in the area along with affordable down payments.

Do You Qualify for a Conventional Loan?

Eligibility for a conventional loan is not as involved as qualification for a special government-backed loan program. The requirements are fairly basic:

620 minimum credit score for primary purchases. (Credit score requirements may vary depending on the occupancy & credit profile.)

10% down for second home purchases

3% down payment for 1st time home buyers

15% down for investment purchases

5% down payment for primary purchases for non-first time home buyers

2-year work history

Let Us Help You Apply for a Conventional Loan

With over 25 years of experience helping customers achieve their dreams of homeownership, we would love the opportunity to guide you in the right direction of achieving that dream.

Please call us at 954-840-8811 to schedule your consultation. Based on the information you share with us regarding your finances and your housing goals in South Florida and throughout the state, we can assist you in determining whether a conventional loan is the best fit for you.

See What Our Clients Are Saying About Us!

Premier Lending Corp

5.0

Based on 382 reviews

See all reviews Write a review

Hydralife Water Services

17:52 24 Jun 22

So we starting on our journey to find a home and we were having trouble finding someone solid to help us secure a mortgage. We had david and 3 different ppl working with us from other companies trying to find us a lender. David was patient and persistent and was able to find us the best deal for our home. Would recommend him to anyone who needs a home especially first time homebuyers. Thanks David perilla

jennifer hosea

18:40 16 Jun 22

Juan and team are amazing! Great follow up and attention to detail! will absolutely use again!

Michael Gazzola

13:36 13 Jun 22

Elias was super helpful and expeditious in getting my loan all squared away after I had to change lenders about a week before my closing date.

Daniel Moran

01:29 10 Jun 22

I wish I could give higher than 5 stars. The Premier Lending Corp team is amazing and provides the best customer service experience possible. Jordan Nicolosi is a true professional that acted as a trusted guide during each step of the process. His experience in each phase of the process reduced my stress and made me more confident in the process. I'd highly recommend PLC to anyone looking to make a new house purchase or refinance!

Max Wyler

20:16 03 Jun 22

I recently refinanced with Premier, my financial situation is tricky, I own several businesses so showing regular income is difficult. I had two previous mortgage try to refinance my home and the both companies failed. Someone suggested Juan and Premier and they got it done. What I liked most was how organized they are. They got me a great rate and I am set for the next 30 years! Don't waste your time with the "mortgage machines" who are all about volume, Juan and his team at Premier are the people to get it done!

Oral Lawrence

19:28 31 May 22

I recently refinance my mortgage with Premier Lending and I can honestly say I'm so happy and grateful for the professional service that they provided. I want to take the time to thank my main man Jordan Nicolosi for the countless hours he put in all texts messages back and forth and the missed phone calls etc. But in the end he came up big. He got me a great rate and made me a happy man. Thanks again Jordan for making it such a smooth process. 👌 I would definitely recommend Jordan Nicolosi for all your financial needs a true professional.

Kate Delaney

15:30 30 May 22

Incredibly responsive and always available no matter what the time day or night. Interest rates were climbing, the clock was ticking, and Premier came through especially Federico Larossa.

Syl Mcg

04:11 26 May 22

Juan Fajardo was great. Answered quickly and explained everything. I have recommended him to several people such a positive experience.

Richard Walde

21:28 24 May 22

My wife and I couldn't be happier with the experience we had with Jordan Nicolosi at Premier Lending Corp! He assisted us with the purchase of our first home and his expertise made for an extra smooth process. We highly recommend him for all your lending needs!

Meredith Acierno

15:40 18 May 22

We recently worked with Jordan on the purchase of our new home. From day 1, Jordan made himself available any time we needed him, fielded my endless questions and help to reassure us that we would get the deal done. He was a pleasure to work with!

William Sprengel

17:20 03 May 22

My dealings with Premier Lending (thru Justin Rode) were extremely positive. Justin's expertise and insight were on display throughout the process, and he kept me well informed and thoroughly explained the details of the process.I highly recommend Premier Lending and Justin Rode for your banking needs.

Pete Negron

10:43 03 May 22

Yordi Muñoz

17:40 02 May 22

Big thanks to Casey and the team. I like that you were direct and always giving me your honest opinion when I asked for it.Again thank you so much for everything and I hope this is the first of many more.

Julio Loureiro

02:46 14 Apr 22

Was a pleasure to work this process with Jordan Nicolosi.Very clear on all information, professional and quick responses. All paperwork was a smooth sailing with Premier lending corporation.

Jamal Stephen

15:46 09 Apr 22

I recently purchased my first home through Premier Lending Corp and had the pleasure of working with Jordan Nicolosi. He was truly amazing! Very professional, knowledgeable, and always available 24/7. He made the process smooth and painless, getting me in at a greatness rate as well. I highly recommend Jordan and Premier Lending Corp when it comes to all your house financing needs.

Sandra Bruno

00:28 01 Apr 22

Awesome customer service, Casey kept me informed all the way to closing. I am a travel nurse and he made it happen. Thanks Casey and team for your professionalism.

Erik Boyd

16:35 31 Mar 22

We worked with Casey when purchasing our new home. He was very professional and knowledgeable but also down to Earth and approachable. If he didn't know the answer to our question, he would say so, then find the answer and call us back immediately. 10/10 I would definitely work with Casey and Premier Lending again.

sandy ball

17:04 25 Mar 22

Ben Pflum

15:23 22 Mar 22

George De Angelo

20:53 20 Mar 22

I had the privilege to work with Jordan on my refinance. Jordan was very professional, knowledgeable, and kept my best interest in mind with getting me the best rate and money back on closing. Jordan was available 24/7 with any questions and broke everything down in the way anyone can understand. I highly recommend using Jordan for your refi needs!

Annelle Ripple

20:12 20 Mar 22

Alexis has been such an integral part of my business when it comes to helping clients fulfill their dreams of purchasing a home! Her consistency, communication and compassion throughout the transaction perfectly align with the way I conduct business and how I expect my clients to be treated. Every time we work together I know we’ll be crossing that finish line!!

Jackson Guerrera

15:52 16 Mar 22

Shopped around but met with Chris Freitas with Premier Lending Group. Immediately I was impressed with his knowledge and his professionalism ! Without question we used him to assist in getting us the best rate and mortgage we could ask for. BTW he calls you back when you have a question! Thanks Chris. Customers for Life.

Thomas Mull

15:43 16 Mar 22

Refinancing my home was made simple by Chris. He got me approved with a great rate the very next day.

Tom Daly

15:16 16 Mar 22

I have had the pleasure of working with Alexis multiple times. As a realtor I have had deals fall apart because of bad loan originators. This was not the case with Alexis. She was on top of the details from start to finish. Highly recommend.

Thomas Daly

15:14 16 Mar 22

Working with Alexis and PLC was a pleasure every single time. Looking to working together again.

Ines Leon

15:03 16 Mar 22

I've had several closings with Alexis Vanlandingham from Premier Lending Corp., and they were the smoothest, quickest closings I've ever had. I would gladly recommend any potential buyers to work with her and Premier Lending as she is extremely knowledgeable and very diligent!

Jim Brito

00:00 16 Mar 22

David and Michael were awesome. David Civita kept me informed throughout and made the whole process very simple. Michael Savitt also kept me up to date on all the documentation that I needed to provide. The whole team was great and they made me feel like I was their only customer. I've heard nothing but positive feedback from other former clients too. I highly recommend.

Natalie Mor

22:00 15 Mar 22

Alexis did an amazing job ! I highly recommend her to all my friends and family .

Sara Endorf

20:16 15 Mar 22

I'm a Realtor in the Broward area and have worked with Alexis Vanlandingham, at Premier Lending, on multiple (& successful) transactions. I'm not exaggerating when I say she is on top of EVERYTHING when it comes to efficiency, accuracy and communication. I know I can count on her to get my buyers to the closing table on time or early! That's why I never hesitate to recommend her to my buyers. I always look forward to the next time I can work with Alexis.

Emily Freay

20:10 15 Mar 22

Alexis is so professional and great to work with! Age explains everything easily for myself and my Buyers to understand!