Benefits of FHA Loans

With the FHA insuring your loan, lenders know you are not as risky an investment as you might have been if you were applying for a conventional loan without such backing.

That can translate to some fantastic benefits:

The down payment on an FHA loan is 3.5%.

FHA loans feature lower interest rates.

Qualify without perfect credit.

Choose between fixed and adjustable rates.

While FHA loans are used primarily for home purchases, you can also use them to refinance. With an FHA loan, you can use the equity you’ve earned to help improve your payment/term or pay off debt.

Premier Lending Corp can assist you with any of these types of FHA loans.

To find out how we can help, call

954-840-8811

Email Us

Who Qualifies for FHA Loans?

Think you can only qualify for an FHA loan if you are a first-time homebuyer? Actually, it may surprise you to learn that FHA loans are more widely available than that. Many repeat buyers use them to finance their purchases. They are ideal for consumers buying their first homes, but they are not limited to first-time buyers.

Here are the eligibility criteria:

A minimum credit score of 580.
Proof of income dating back a minimum of two years.
No bankruptcies within the past two years.
No foreclosures within the past three years.
A clear credit alert interactive voice response system (CAIVRS) report.

FHA loans are only to be used on primary residences. They cannot be used for part-time vacation homes or additional homes you are purchasing as investments.

See What Our Clients Are Saying About Us!

Premier Lending Corp

5.0

Based on 336 reviews

See all reviews Write a review

Jeff Evans

20:17 14 Jan 22

Jordan Nicolosi....Polite and professional. Very attentive and responded to all of my questions and concerns immediately. Highly recommended.

Renee Hasty

14:52 08 Jan 22

Alexis was awesome. She was on top of everything the entire process! So very nice and personable.Right down to the wire of closing she never once let up on helping me get my loan approved .I will refer her at in given time !! A huge thank you to her and your lending company!

Paulette Haedo

21:51 07 Jan 22

PLC was recommended by friends when it was time for me to refinance and I wasn't disappointed! I still did my research and got over 6 quotes from other establishments (including the current mortgage holder). Alexis V from PLC was the only one that took the time to explain the process and was patient enough to answer all my questions (and there were many and constant questions about the interest rate ;-). She put me at ease through the entire process. She took care of everything and it handled by her from start to finish. I would highly recommend them!

Liria Litano

19:40 06 Jan 22

I found Premier Lending through google after a horrible customer experience with my current mortgage company (I was given a loan consultant that was never available).The reviews I read were great and repeatedly mentioned Jordan Nicolosi. The reviews were spot on. We contacted Jordan and he immediately responded and walked us thru the process. It was our first time doing a refinance and he guided us every step of the way. The application process was easy- less than 30 min (previously, it took over 3 hours with the mortgage company!). Jordan responds to all questions and messages immediately. The entire Premier staff was also great; they followed up with confirmations on any documents received promptly. Even the closing was super smooth; they came to the house and we were able to sign from home. I've read about how closings can be painstaking but Premier Lending makes it pain-free! I would use them in the future.

Amanda Copeland

19:32 06 Jan 22

Excellent company, smooth process and positive experience all around. Thank you so much!

David sio

23:27 03 Jan 22

Recently I had my home refinanced by Premier Lending Corp. I had the pleasure of working with Jordan Nicolosi. He was very professional and always available. The process to refinance my house was smooth and painless. Thanks to Jordan and Premier Lending Corp I was able to get a great rate. I highly recommend them when it comes to working with finances.

Noryta Busquets

18:37 02 Jan 22

Angel was very helpful and knowledgeable. He made the entire process stress free and was extremely accommodating. He was able to get us pre-approved fast and made the leaning process very smooth. We got an amazing rate and he answered all our questions quickly. Great service!!! Will definitely recommend to anyone. Thank you so much.

Tom Jay

19:59 29 Dec 21

I was very pleased with the services that Premier Lending provided. Jordan was very helpful and always kept me up-to-date on the progress of my loan. I would recommend them if you’re looking for financing for a new home or a refinance.

robert spence

16:31 27 Dec 21

Working with Juan was incredible. During the entire process there was never a time I could not get a hold of him for a question. I never felt like any question was not important. I will never use anyone else in the future. Thank you for the professionalism, caring, and just out right impeccable service. You are the best!!!!!

Benjamin Korray

19:31 24 Dec 21

Great customer service and professionalism. Would recommend Premier Lending Corp to anyone looking for a mortgage!

B Shine

23:28 22 Dec 21

Working with Premier Lending Corp was the best decision I ever made and the only reason I have a place to call home right now. They took over my loan after things fell through with a different lender and were able to close fast!! Everyone that works here is extremely friendly and also very efficient! I was blown away by how much easier they made the process than the previous lender I was working with. I would never use anyone else again and I will forever be referring everyone I know to these wonderful people. Thank you again!!!!!

Jeff Loercher

16:19 16 Dec 21

Frank Santino

22:45 15 Dec 21

Jordan made the process as easy as possible. All went according to how he described. Nothing was forgotten or left out and there were no "surprises" ! If was good to be able to reach out and get Jordan live at anytime.

Ashley Schafer

17:47 13 Dec 21

Shara Etienne

17:54 09 Dec 21

Michael went above and beyond and made me everything very smooth. I am beyond happy and satisfied with the service thank you thank you again

Nicholas Parella

01:35 08 Dec 21

Several friends at my fire station highly recommended for me to use Premier Lending Corp to refinance my mortgage. I trusted their opinions and I’m so glad I chose Premier Lending. Jordan Nicolosi is the team member that assisted me through the entire process. His honesty and knowledge helped my wife’s skepticism. Jordan didn’t disappoint, his expertise and ability to explain the verbiage and confusing language used during the refinance process was clear and accurate. I typically don’t write reviews but I was so pleased with the exceptional service we received I felt it’s the least I can do. I’m confident if you’re unsure on what company to trust, Premier Lending Corp is the way to go. Thank you!

Geovanny Galeano

19:51 02 Dec 21

Alexis did an amazing job with my refinancing by staying on top of things, and getting the best rate possible. Thanks to her and the team, I was able to close in a short time.

Nayelly Carvajal

19:19 02 Dec 21

Elías Loredo y Angelica que buen equipo hacen juntos, muchas gracias por ayudarnos en el proceso de comprar nuestra primer casa, quedamos muy satisfechos de haber trabajado con ustedes, Angelica siempre estuvo respondiendo mis dudas que buen trabajo hacen!

Demetris Lane

06:38 02 Dec 21

Jordan is very knowledgeable about the home buying process and was efficient in answering my many questions during this exciting time. I highly recommend him and his team to assist in making the process as smooth as possible. Thank you all for the hard work and help you provided.

Manny Pineda

14:08 01 Dec 21

Burton Powell

22:33 23 Nov 21

From day one Jordan from Premier Mortgage was very kind and professional. He did work very hard to make sure that I could find a loan that I was satisfied with.

Jax K.

23:48 22 Nov 21

I was working with another lender and very unhappy with their rate and lack of communication. Came across Premier Lending and luckily got Alexis VanLandingham as my loan officer. She was amazing and made the entire process seamless and fast. I was clear to close earlier than expected, and there were no hiccups along the way. Ended up using Alexis for another deal based on my first experience and same thing...easy and seamless. Highly recommend!!

Yuliya Shumilina

21:57 22 Nov 21

Alexis VanLandingham was very professional and responsive. Closed fast. Would greatly recommend.

Brett Phillips

22:39 21 Nov 21

Alexis was responsive, knowledgeable, and an all around pleasure to work with. We would happily recommend her and the team in the future.

Sarah Thibodeau

12:35 19 Nov 21

Premier Lending Corp has been nothing but the best when refinancing our home. This is our second time refinancing with Jordan and the process has been almost effortless. Jordan takes the time to ask questions and understand what we, the customers are looking for. He never fails with having the best outcome for our family and home. I 10/10 recommend using Jordan for your financial needs.

scott jampo

16:48 13 Nov 21

Juan was excellent. He was recommended from our realtor. This was my first home purchase and I initially went to a couple of banks to get some quotes and it was what i expected it to be. From the moment I started working with Juan I knew I was with the right person. He is very patient. Explained things thoroughly. He made sure I understood before discussing something else. He was also very responsive. He answered questions very quickly. I would recommend him to ANYONE but particularly first time home buyers. He really takes the time. Got me a great rate. It was a seamless process . If I could give him more than five stars I would! Stop reading this and contact him now. Extremely satisfied customer if you didn't figure that out by now.

Jaclyn G

01:55 06 Nov 21

Juan Fajardo was very responsive and always willing to answer our questions in detail. As first time home buyers, we really needed someone we could trust and someone willing to answer all our questions. He was all that and more. Thanks, Juan!

A Fung

00:05 06 Nov 21

Working with Juan Fajardo from Premier Lending Corp was a pleasure and a breeze. Juan was professional and courteous throughout the process, and he always made himself available with very quick responses. He went above and beyond, responding even when he was away on vacation! He genuinely cares about his clients and goes beyond helping us with our mortgage, to helping coordinate with other partners like insurance and HOA. He's been a great partner and we look forward to working with him again in the future

Martin Eduardo Campino R

21:15 02 Nov 21

Lo Que para otros era casi impossible fue algo simple y sencillo de la mano de Elías Loredo mi esposa y yo nos sentimos respaldados.satisfechos y asesorados en todos y cada uno de los momentos .desde la selección hasta el mismo dia del cierre y aun luego del cierra Elias y Angelica han estado en contacto con nosotros haciendo de su trabajo la mejor de las experiencias para nosotros.Estamos muy agradecidos con Elias y su equipo de trabajo. Los hemos recomendado a varios de nuestros amigos y ya vemos buenas noticias en. Camino. Un abrazo gigante a todos ellos

W. Major

12:52 30 Oct 21

Excellent experience from start to finish. David Civita from Premier Lending went up and above to get us pre-qualified and ultimately find us the best rate and term that he could find. He explained everything from the beginning in clear detail and kept us informed throughout the process. We never felt rushed or pushed in any way. Purchasing a new home is stressful enough. Making sure you pick a mortgage professional that knows what they are doing, is patient, and looking out for your best interest is essential, I believe David is that guy. We highly recommend Premier Lending, David Civita and their entire team.

Yang Yang

00:27 29 Oct 21

Federico and his team are very friendly and professional. I have a wonderful experience.

Chad Nitzky

20:42 28 Oct 21

From our first conversation until closing day Michael was amazing. He was there for me every step of the way and had an immediate answer for any question I asked. Michael really made this process, which can be super stressful, so easy and painless. I highly recommend Michael and his company.

Rosemarie Goris-Hernandez

23:07 27 Oct 21

Shayna Agosta

21:31 25 Oct 21

Jordan and his team were extremely professional, very informative and on top of their game. I was so pleased that I have referred someone to them and will continue to do so. Thank you guys so much for being amazing!

MEZelaya Realtor

01:36 21 Oct 21

Simon Hernandez

12:51 20 Oct 21

Premier Lending made the whole process quick and easy. They were extremely knowledgeable, responsive, and courteous. They were available whenever I needed them and helped me close quickly. I would definitely use them again in the future and I would recommend them to anyone looking for help financing or refinancing.

Just Gabby

14:37 15 Oct 21

Jordan Nicolosi helped me with my loan. I could not be more grateful to this man. He worked around the clock, I could always reach him. He was very responsive. He let me know what was going on every step of the way. He was transparent and honest and let me know what he could do and what he couldn’t do. I am forever grateful to him and his team. I wouldn’t want to work with anyone else!! When I purchase my next home I will definitely be calling him.Satisfied customer

Andrew Hartmann

14:07 14 Oct 21

I've been looking forward to one day writing a review of Premier Lending and Jordan Nicolosi. I always see the tremendous reviews people write over and over and was excited to have that kind of experience if I ever had the chance. To be honest I never thought I would own a home. Between life happening and different credit issues I always had owning a home as more of a pipe dream than a reality. But even when I was just inquiring about the different homes and finances Jordan would always help me and look things up even I didn't think I was ready for a home. But due to his constant diligence and overly helpful and easy to understand finance and mortgage knowledge he made my once pipe dream a reality. I can never thank him enough for helping my family and I finally have a home that we can call ours. I would recommend him to anyone I care about and will forever be grateful for his hard work. Thank you Jordan and everyone at Premier Lending. I owe you guys.

David Zitnick

17:43 08 Oct 21

Working with Jordan was a great experience. Jordan was there for every step of the process during our refinance. He answered all of my questions and made himself available to us 24/7. I really appreciated his effort in helping us organize paperwork and talking to creditors. He really made us feel comfortable and confident throughout the process.So, don't be intimidated by his rugged looks. He is a very caring guy on the inside. Jordan wants to provide you with the easiest and fastest route to closing! Thanks again.

George Dobson

13:55 08 Oct 21

Very, very pleased with Crystal and Premier Lending. Highly recommend!

Mike Hand

11:38 08 Oct 21

Everything about the process was outstanding. I approached David about what their rates were for refinancing my mortgage. He pulled some numbers and came up with a rate that was too good to pass up. So we went ahead with the process. Everytime I had any questions, David was prompt with his explanations. I can not say enough how happy I am with this process. My wife and I were dreading how much work it was going to be, but it ended up being extremely painless.

Miranda Orozco

00:30 29 Sep 21

Buena atención y profesionalismo.,Agradecido con el señor Elias LoredoRecomendable 100%

Alex Bell

19:16 28 Sep 21

Alexis and manny were very helpful and always answer swiftly with any question and made the purchasing experience easy and smooth. Wish I started here

MARITZA RAMIREZ REALTOR

18:19 28 Sep 21

I am very satisfied with Premier Lending Corp work, I have used them to purchase several of my houses and I just refinanced the one I am living in now, very patient and always wanting to do more than what is asked. I as a realtor have also referred some of my clients to them and have been very happy too!

B K

13:16 28 Sep 21

We have used Premier Lending Core 3 times for a home purchase and refinancing. Manny and his team made the process simple and provided expedient and professional service throughout all 3 transactions. I highly recommend PLC to anyone looking for outstanding service from a lender.

Travis Maitre

16:16 26 Sep 21

I recently refinanced my home with this company. My experience of initially buying the house was a nightmare and was expecting the same issues upon refinancing. Michael Savitt and his team were a pleasure to work with. I was consistently updated multiple times a week as to where we were in the process. The experience was truly seamless. I would definitely recommend Michael and Premier Lending to friends and family.

Tatiana De Zayas

12:32 24 Sep 21

We loved working with Casey and the Premier Lending Corp team. From day one, Casey was super helpful and responsive to all of my questions and requests... up until the very end during closing, it was his team that led the way and got the job done for us! Thank you so much Casey!!

Lucia Gleason

04:08 24 Sep 21

Fast, easy process from beginning to end.Make sure to ask for Casey!

Yadel Calvo

01:07 24 Sep 21

Robert York

20:04 23 Sep 21

Jordan is incredible, super knowledgeable, warm, caring, responsive. He was immensely supportive throughout the entire process and truly looked out for my best interests.

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