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Mortgage Lender in Fort Lauderdale FL | Premier Lending Corp
Premier Lending Corp serves Florida with residential and commercial mortgages. Call us today at 954-840-8811 to get your FREE customized quote!
Programs for First Time Home Buyers
Mortgage Credit Certificate (MCC: Broward County)
The Housing Finance Authority of Broward County has launched a Mortgage Credit Certificate (MCC) program to help reduce home loan financing costs for qualified homeowners in Broward County.
The MCC program entitles qualified applicants to a federal income tax credit in an amount of up to $2,000 annually. This enables qualified owners or buyers, who owe federal income taxes, to benefit from a dollar-for-dollar reduction of their tax bills. Additionally, the homeowner will continue to receive the tax credit each year they continue to live in the home financed under the MCC program.
The MCC program is not a mortgage; however, it may be used in conjunction with a first mortgage. Borrowers must meet standard mortgage underwriting requirements, which demonstrate credit worthiness, and meet the MCC program's income and home purchase price requirements.
FHA Loans
Another excellent option at the national level is an FHA loan backed by the Federal Housing Administration. If you are eligible for this type of loan and you have a qualifying credit score, your down payment could be as low as 3.5%. You may choose between a fixed or adjustable interest rate. In either case, the interest rate, like the down payment, should be lower than it would be for an equivalent conventional loan.
Other Government-Backed Loan Programs
You also should not overlook other government-insured loan programs. If the house you are planning to buy is located in a USDA-defined "rural" zone, you might be eligible for a USDA home loan with zero down payment. Another type of loan with zero down is a VA loan. You may be able to qualify for this program if you are a veteran, active duty service member, or a surviving spouse of a veteran.
Conventional loans for First Home Buyers
If a government-insured loan program isn't right for you, both Fannie Mae & Freddie Mac offer a 3% down Conventional loan. By using the standard 3% down loan, a first time home buyer can purchase their home with little money out of pocket. Fannie Mae's Home Ready & Freddie Mac's Home Possible programs also feature reduced rates & mortgage insurance for qualified buyers.
See What Our Clients Are Saying About Us!
Burton Powell
22:33 23 Nov 21
From day one Jordan from Premier Mortgage was very kind and professional. He did work very hard to make sure that I could find a loan that I was satisfied with.
Jax K.
23:48 22 Nov 21
I was working with another lender and very unhappy with their rate and lack of communication. Came across Premier Lending and luckily got Alexis VanLandingham as my loan officer. She was amazing and made the entire process seamless and fast. I was clear to close earlier than expected, and there were no hiccups along the way. Ended up using Alexis for another deal based on my first experience and same thing...easy and seamless. Highly recommend!!
Yuliya Shumilina
21:57 22 Nov 21
Alexis VanLandingham was very professional and responsive. Closed fast. Would greatly recommend.
Brett Phillips
22:39 21 Nov 21
Alexis was responsive, knowledgeable, and an all around pleasure to work with. We would happily recommend her and the team in the future.
Sarah Thibodeau
12:35 19 Nov 21
Premier Lending Corp has been nothing but the best when refinancing our home. This is our second time refinancing with Jordan and the process has been almost effortless. Jordan takes the time to ask questions and understand what we, the customers are looking for. He never fails with having the best outcome for our family and home. I 10/10 recommend using Jordan for your financial needs.
scott jampo
16:48 13 Nov 21
Juan was excellent. He was recommended from our realtor. This was my first home purchase and I initially went to a couple of banks to get some quotes and it was what i expected it to be. From the moment I started working with Juan I knew I was with the right person. He is very patient. Explained things thoroughly. He made sure I understood before discussing something else. He was also very responsive. He answered questions very quickly. I would recommend him to ANYONE but particularly first time home buyers. He really takes the time. Got me a great rate. It was a seamless process . If I could give him more than five stars I would! Stop reading this and contact him now. Extremely satisfied customer if you didn't figure that out by now.
Jaclyn G
01:55 06 Nov 21
Juan Fajardo was very responsive and always willing to answer our questions in detail. As first time home buyers, we really needed someone we could trust and someone willing to answer all our questions. He was all that and more. Thanks, Juan!
A Fung
00:05 06 Nov 21
Working with Juan Fajardo from Premier Lending Corp was a pleasure and a breeze. Juan was professional and courteous throughout the process, and he always made himself available with very quick responses. He went above and beyond, responding even when he was away on vacation! He genuinely cares about his clients and goes beyond helping us with our mortgage, to helping coordinate with other partners like insurance and HOA. He's been a great partner and we look forward to working with him again in the future
Martin Eduardo Campino R
21:15 02 Nov 21
Lo Que para otros era casi impossible fue algo simple y sencillo de la mano de Elías Loredo mi esposa y yo nos sentimos respaldados.satisfechos y asesorados en todos y cada uno de los momentos .desde la selección hasta el mismo dia del cierre y aun luego del cierra Elias y Angelica han estado en contacto con nosotros haciendo de su trabajo la mejor de las experiencias para nosotros.Estamos muy agradecidos con Elias y su equipo de trabajo. Los hemos recomendado a varios de nuestros amigos y ya vemos buenas noticias en. Camino. Un abrazo gigante a todos ellos
W. Major
12:52 30 Oct 21
Excellent experience from start to finish. David Civita from Premier Lending went up and above to get us pre-qualified and ultimately find us the best rate and term that he could find. He explained everything from the beginning in clear detail and kept us informed throughout the process. We never felt rushed or pushed in any way. Purchasing a new home is stressful enough. Making sure you pick a mortgage professional that knows what they are doing, is patient, and looking out for your best interest is essential, I believe David is that guy. We highly recommend Premier Lending, David Civita and their entire team.
Yang Yang
00:27 29 Oct 21
Federico and his team are very friendly and professional. I have a wonderful experience.
Chad Nitzky
20:42 28 Oct 21
From our first conversation until closing day Michael was amazing. He was there for me every step of the way and had an immediate answer for any question I asked. Michael really made this process, which can be super stressful, so easy and painless. I highly recommend Michael and his company.
Rosemarie Goris-Hernandez
23:07 27 Oct 21
Shayna Agosta
21:31 25 Oct 21
Jordan and his team were extremely professional, very informative and on top of their game. I was so pleased that I have referred someone to them and will continue to do so. Thank you guys so much for being amazing!
MEZelaya Realtor
01:36 21 Oct 21
Simon Hernandez
12:51 20 Oct 21
Premier Lending made the whole process quick and easy. They were extremely knowledgeable, responsive, and courteous. They were available whenever I needed them and helped me close quickly. I would definitely use them again in the future and I would recommend them to anyone looking for help financing or refinancing.
Just Gabby
14:37 15 Oct 21
Jordan Nicolosi helped me with my loan. I could not be more grateful to this man. He worked around the clock, I could always reach him. He was very responsive. He let me know what was going on every step of the way. He was transparent and honest and let me know what he could do and what he couldn’t do. I am forever grateful to him and his team. I wouldn’t want to work with anyone else!! When I purchase my next home I will definitely be calling him.Satisfied customer
Andrew Hartmann
14:07 14 Oct 21
I've been looking forward to one day writing a review of Premier Lending and Jordan Nicolosi. I always see the tremendous reviews people write over and over and was excited to have that kind of experience if I ever had the chance. To be honest I never thought I would own a home. Between life happening and different credit issues I always had owning a home as more of a pipe dream than a reality. But even when I was just inquiring about the different homes and finances Jordan would always help me and look things up even I didn't think I was ready for a home. But due to his constant diligence and overly helpful and easy to understand finance and mortgage knowledge he made my once pipe dream a reality. I can never thank him enough for helping my family and I finally have a home that we can call ours. I would recommend him to anyone I care about and will forever be grateful for his hard work. Thank you Jordan and everyone at Premier Lending. I owe you guys.
David Zitnick
17:43 08 Oct 21
Working with Jordan was a great experience. Jordan was there for every step of the process during our refinance. He answered all of my questions and made himself available to us 24/7. I really appreciated his effort in helping us organize paperwork and talking to creditors. He really made us feel comfortable and confident throughout the process.So, don't be intimidated by his rugged looks. He is a very caring guy on the inside. Jordan wants to provide you with the easiest and fastest route to closing! Thanks again.
George Dobson
13:55 08 Oct 21
Very, very pleased with Crystal and Premier Lending. Highly recommend!
Mike Hand
11:38 08 Oct 21
Everything about the process was outstanding. I approached David about what their rates were for refinancing my mortgage. He pulled some numbers and came up with a rate that was too good to pass up. So we went ahead with the process. Everytime I had any questions, David was prompt with his explanations. I can not say enough how happy I am with this process. My wife and I were dreading how much work it was going to be, but it ended up being extremely painless.
Miranda Orozco
00:30 29 Sep 21
Buena atención y profesionalismo.,Agradecido con el señor Elias LoredoRecomendable 100%
Alex Bell
19:16 28 Sep 21
Alexis and manny were very helpful and always answer swiftly with any question and made the purchasing experience easy and smooth. Wish I started here
MARITZA RAMIREZ REALTOR
18:19 28 Sep 21
I am very satisfied with Premier Lending Corp work, I have used them to purchase several of my houses and I just refinanced the one I am living in now, very patient and always wanting to do more than what is asked. I as a realtor have also referred some of my clients to them and have been very happy too!
B K
13:16 28 Sep 21
We have used Premier Lending Core 3 times for a home purchase and refinancing. Manny and his team made the process simple and provided expedient and professional service throughout all 3 transactions. I highly recommend PLC to anyone looking for outstanding service from a lender.
Travis Maitre
16:16 26 Sep 21
I recently refinanced my home with this company. My experience of initially buying the house was a nightmare and was expecting the same issues upon refinancing. Michael Savitt and his team were a pleasure to work with. I was consistently updated multiple times a week as to where we were in the process. The experience was truly seamless. I would definitely recommend Michael and Premier Lending to friends and family.
Tatiana De Zayas
12:32 24 Sep 21
We loved working with Casey and the Premier Lending Corp team. From day one, Casey was super helpful and responsive to all of my questions and requests... up until the very end during closing, it was his team that led the way and got the job done for us! Thank you so much Casey!!
Lucia Gleason
04:08 24 Sep 21
Fast, easy process from beginning to end.Make sure to ask for Casey!
Yadel Calvo
01:07 24 Sep 21
Robert York
20:04 23 Sep 21
Jordan is incredible, super knowledgeable, warm, caring, responsive. He was immensely supportive throughout the entire process and truly looked out for my best interests.
Tom S
14:57 23 Sep 21
I was purchasing a second home with Movement Mortgage and they were not giving me good rates, made no effort to improve them. I wasn’t happy. Then, I got a hold of Alexis after we were already under contract and she worked with us to get the rate we deserved through Premier Lending. We managed to close in a very short time, something like 2 weeks, while we were overseas with a 7 hour time difference! She was amazing, fast, knowledgeable, and always true to her word. Trust Alexis!
Suddenly Keto
15:49 21 Sep 21
It was an absolute pleasure working with Jordan and his team. Jordan was responsive and answered every single question we had even when we asked the same questions more than once. He is very trustworthy and made us feel at ease through the whole process. We definitely recommend!
Paul Ziadie
21:08 16 Sep 21
Alexa
19:57 16 Sep 21
I had the pleasure of working with Alexis on the purchase of my first home! I thought buying new construction would be a hassle but Alexis made it super easy! She was attentive, communicative and answered any questions I have throughout the process. I got the best rate and closed on time! I would highly recommend working with her on your next purchase.
Rubiel Gonzalez
16:02 16 Sep 21
Excellent Service!!
Araceli Hernandez
12:42 15 Sep 21
Elias Loredo is very professional and worked very hard next to us, guiding us the right way to resolve all issues on what we had to do for our loan ,Thank you so much, it was a pleasure !
Luis Abaunza
12:30 15 Sep 21
Elias Loredo and Angelica were not else that very helpful and professional. Since day one, they treated me as a friend and always showed interested for my needs. The combination of great actitud and great knowledge help me get an excellent rate and safe and my closing cost. Last but not least, the also give extra mile and help me with the realtor process and paperwork.I have already recomendable them with multiple of my friends.Thank you Elias and Angelica.
Liliana Aguilar
19:25 14 Sep 21
Recomiendo ampliamente trabajar con el Sr. Elias Loredo, es sinonimo de Conocimiento, Responsabilidad y confiabilidad durante todo el proceso del prestamo. Mil Gracias por su Apoyo
Justin Slick
00:29 14 Sep 21
I couldn’t be any happier that I went with premier lending! Working with Jordan made the first time home buying process easy. I was stressed about all of the things that would come up that I had never dealt with before, but Jordan answered all of my questions and gave me advice through the entire process! Jordan was available anytime I needed him, and always got back to me quickly. With Jordan I got an amazing interest rate, and look forward to being able to work with him again soon! Highly recommend!
Randi Mitchell
17:44 08 Sep 21
Highly Recommend Jordan Nicolosi!! He was very knowledgeable and quick to responds to all of our emails, text, and, phone calls. He made everything easy and was able to get it done quickly.
mcp admin
14:56 08 Sep 21
Janine Morris
11:41 08 Sep 21
My husband and I had an amazing experience with Premier Lending Corp. Juan and Casey were incredible to work with. They were patient, knowledgable, and answered any questions we had. They were incredibly responsive and made us feel supported through our home purchase. I would highly recommend them if you're looking to buy a home!
Jorge Alvarado
19:49 01 Sep 21
I've been in the mortgage business for 15+ years and I contacted my great friend Johanny Joseph to process my loan because I myself couldn't do it because it would have been a conflict of interest. With the many years of experience that I have in the industry, I can say that Premier Lending corp. provided me with peace of mind in this tedious process and I can highly recommend them to anyone becasuse they were always quick in their responses, professional, and always found a solution to get me to the closing table! Thank you for all your help and I'll be contacting them for my future needs.
Travis Nerenberg
18:01 31 Aug 21
I was helped from start to finish by Chris Freitas. He was nothing short of professional and helpful even after hours. Told me everything I needed and wanted to know upfront and in a way I could easily understand. I highly recommend him and Premier as a whole.
Kevin Skaare
17:34 31 Aug 21
Chris helped me tremendously expedite my refinance. I shopped around and nobody could beat their rates. HIGHLY recommended
Rodolfo Maldonado
21:11 24 Aug 21
They made the process of refinacing my home very easy and stress free. They guide me the whole process. They are very professional.Thank you very much for helping me.
David White
13:06 22 Aug 21
Shannon Howell
17:22 21 Aug 21
Kieran Baddeley
22:59 11 Aug 21
Premier Lending Corp provided me an incredibly stress free home-buying experience. This was my first home purchase, but Jordan Nicolosi put every single one of my concerns about the unknown at bay. These accolades were even expressed by the seller's realtor! I simply wouldn't purchase another home without the help of Jordan Nicolosi and Premier Lending Corp. I will be recommending their business to my family and friends.
Susy Kinchen
15:28 11 Aug 21
Working with Premier Lending Corporation and in particular with Jordan has been a wonderful experience. He expeditiously responded to every question I had by phone, e-mail and text - a real pleasure to work with. He is knowledgeable, detailed, responsive, fast and genuinely kind. The whole team guided me through all the collection of documents needed and navigated the process very smoothly with all the parties involved all the way through the end. Everyone is extremely diligent. I had a refinancing for an investment property, which has other issues that come into play, and they were able to find me a great rate and resolved any concerns raised during the different phases of the process. In addition, we needed to prepare a quick claim deed for two properties and they were able to include that process in the closing – a huge relief. Thank you, Premier Lending Corporation and Jordan for a great experience.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Premier Lending Corp, 12399 SW 53rd St #104, Cooper City, FL 33330 | 954-840-8811 | Florida MBR1512 | NMLS 1156346 www.nmlsconsumeraccess.org | Equal Housing Opportunity | Terms of Use | Privacy Policy