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Mortgage Lender in Fort Lauderdale FL | Premier Lending Corp
Premier Lending Corp serves Florida with residential and commercial mortgages. Call us today at 954-840-8811 to get your FREE customized quote!
Shopping for your first home can be daunting. You may not be familiar with the process and may not be sure where to begin. There are numerous considerations to weigh and complex decisions to make which will have a long-term impact on your life.
Here at Premier Lending Corp, we are passionate about working with first time home buyers. We know how confusing the process can be, and realize you may have a sea of questions.
We will take our time and walk you patiently through the process, answering each of your questions as comprehensively as possible. That way you can make informed decisions about your first home and your first home loan.
The Housing Finance Authority of Broward County has launched a Mortgage Credit Certificate (MCC) program to help reduce home loan financing costs for qualified homeowners in Broward County.
The MCC program entitles qualified applicants to a federal income tax credit in an amount of up to $2,000 annually. This enables qualified owners or buyers, who owe federal income taxes, to benefit from a dollar-for-dollar reduction of their tax bills. Additionally, the homeowner will continue to receive the tax credit each year they continue to live in the home financed under the MCC program.
The MCC program is not a mortgage; however, it may be used in conjunction with a first mortgage. Borrowers must meet standard mortgage underwriting requirements, which demonstrate credit worthiness, and meet the MCC program's income and home purchase price requirements.
Another excellent option at the national level is an FHA loan backed by the Federal Housing Administration. If you are eligible for this type of loan and you have a qualifying credit score, your down payment could be as low as 3.5%. You may choose between a fixed or adjustable interest rate. In either case, the interest rate, like the down payment, should be lower than it would be for an equivalent conventional loan.
You also should not overlook other government-insured loan programs. If the house you are planning to buy is located in a USDA-defined "rural" zone, you might be eligible for a USDA home loan with zero down payment. Another type of loan with zero down is a VA loan. You may be able to qualify for this program if you are a veteran, active duty service member, or a surviving spouse of a veteran.
If a government-insured loan program isn't right for you, both Fannie Mae & Freddie Mac offer a 3% down Conventional loan. By using the standard 3% down loan, a first time home buyer can purchase their home with little money out of pocket. Fannie Mae's Home Ready & Freddie Mac's Home Possible programs also feature reduced rates & mortgage insurance for qualified buyers.
Ready to move into your first home in Florida? With Premier Lending Corp on your side, it can happen faster and more affordably than you think. To schedule your consultation, please call us at 954-840-8811.
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Premier Lending Corp is located on 12399 SW 53rd St #104, Cooper City. From Fort Lauderdale-Hollywood International Airport (FLL) head northwest toward Terminal Dr/Upper Terminal Dr and use the middle 2 lanes to turn slightly left. Then continue straight onto Lower Terminal Dr/Terminal Dr and keep right to stay on Lower Terminal Dr/Terminal Dr. Next, use the right 2 lanes to keep right at the fork and follow signs for Departures and use the right 2 lanes to continue toward I-595 W. After that keep right at the fork, follow signs for I-595 W/I-95/Florida's Turnpike and merge onto I-595 W. At this point merge onto I-595 W and use the right 2 lanes to take exit 2-3 toward Hiatus Rd/Flamingo Rd/State Rte 823. Use the left 2 lanes to turn left onto FL-823 S/S Flamingo Rd. Finally, Use the left 2 lanes to turn left onto FL-823 S/S Flamingo Rd. Turn left and Premier Lending Corp will be on your right.
We are open Monday - Friday 9am - 5pm.
For additional questions you can call us at 954-840-8811 or you can find us on Yelp and Birdeye.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Premier Lending Corp, 12399 SW 53rd St #104, Cooper City, FL 33330 | 954-840-8811 | Florida MBR1512 | NMLS 1156346 www.nmlsconsumeraccess.org | Equal Housing Opportunity | Terms of Use | Privacy Policy