At Premier Lending Corp, one of the things we’re most proud of is that we operate as an independent local mortgage company rather than as a big-box lender.
There are many benefits to this business model which we are able to pass on to our customers. Below are five ways that we can help you where a big-box lender might not.
1. We offer greater local expertise and networking.
A nationwide big-box lender will only be able to offer you so many loan products, and will only have a shallow knowledge of the local market.
Premier Lending Corp knows Fort Lauderdale and the surrounding region inside-and-out. We can connect you to a huge spectrum of loans from our trusted network of lenders, and we can put you in contact with other services you might need while shopping for a home. This saves you time and money, making the whole process easier.
We are well-acquainted with the specific obstacles and opportunities you might encounter in South Florida while buying a home, and can help you to circumnavigate the former while taking advantage of the latter.
2. We don’t turn away from challenging credit situations.
Speaking of obstacles, not every homebuyer has perfect credit. That is something that many big-box lenders do not have a lot of patience with. But Premier Lending Corp offers hard money loans in Florida so that even customers with sub-prime credit can purchase a home.
Our hard money loans also are a solution for customers who need to purchase a home fast and are looking for an accelerated loan process (a service which investors especially appreciate). This is flexibility which big-box lenders often simply do not offer.
3. We offer alternative application processes for borrowers without traditional income scenarios.
On that note, we offer more than one type of application process for your convenience. There is our regular full documentation loan process for employed borrowers, but we also have bank statement loans for our self-employed customers, investors, freelancers, and business owners. Again, this is something which many of our customers have told us they were not able to find at a big-box lender.
4. We go the extra mile to keep your fees low.
We pull together insurance and title quotes during the loan process. By doing so, we can not only connect you with the most competitive rates, but also the lowest possible fees. This is something which many big-boxed lenders will not take the time to do.
5. We are able to truly take our time to answer your questions and keep in close contact with you throughout the lending process.
Big-box companies of any nature tend to be focused on processing customers as rapidly as possible, even at the cost of customer service and overall quality.
When you see that in the mortgage industry, it can have long-term negative consequences for borrowers. It also can increase stress and uncertainty throughout the loan process.
Our company is focused first and foremost on quality of service and mortgage products. We can process loans rapidly when our customers need it, but we can also slow down to answer questions in-depth when our borrowers need us to spend extra time with them.
We also take the time to contact you consistently throughout the loan process so that you always know what is going on with each step and what you need to do.
Take Advantage of the Benefits of Working With an Independent Mortgage Broker in South Florida Today
Premier Lending Corp has helped many borrowers to purchase or refinance quickly and affordably in South Florida. By maximizing our flexibility and offering you the highest caliber of customer service, we are confident that we can save you money and reduce stress over working with a big-box lender. To schedule your consultation, please call (954) 840-8811.