Loan Programs

Whether you’re purchasing or refinancing PLC offers  a multitude of loan programs to fit your needs. Our mortgage experts are experienced and knowledgeable on a variety of loan specialties that allows us to tailor a program that has your best interests in mind. Below details just a few of the niches that we offer within our array of loan programs for qualifying borrowers.

Purchase Loans:

  • Low down payment loans
  • Loans for 1st time home-buyers
  • Investment & second home loans
  • Loans for condos and multi-units
  • Loans for borrowers with a foreclosure, short sale, or bankruptcy as recent as 12 months who have experienced and unexpected economic event.

Refinance Loans:

  • Lower your monthly housing payment
  • Build in your closing costs
  • Lower the term of your mortgage
  • Pay off debt
  • Take equity out of your home to have liquid for whatever you need cash for.